Essex County and Manchester-by-the-Sea Town property record for 23 Harbor St, Manchester, MA 01944
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 3,339 sqft · built 1890 |
| Lot Size | 10.5 acres (460,129 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,000,000 (Feb 2009) |
| Tax Bill | $37,541 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | MANC M:0023 B:0000 L:0018 |
| Primary APN | MANC M:0023 B:0000 L:0018 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,339 sqft Living Area |
| Gross Area | 4,295 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 460,129 sqft (10.5 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 23 HARBOR ST |
|---|---|
| City | MANCHESTER |
| State | MA |
| Zip | 01944-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E |
| Legal Lot Number | 18 |
| Jurisdiction | MANCHESTER MA |
| Township / Civil Division | MANCHESTER-BY-THE-SEA |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 218100 |
23 Harbor St is owned by two individuals who bought it in February 2009.
Source: Essex County and Manchester-by-the-Sea Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1600, MANCHESTER, MA 01944-0869 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2009 · Amount on File |
| Deed Sale | Feb 12, 2009 · Amount on File |
| Prior Sale | Jul 31, 1990 · Amount on File |
| Deed Book / Page | 28320 / 48 |
| Transfer Doc | 0000000000 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 23 Harbor St was $37,541, up 8.9% from the year before.
Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Manchester-by-the-Sea Town |
| Unified School District | Manchester Essex Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,541.00 (+8.87%) | $4,102,800 (+11.25%) Land $2,732,100 Building $1,370,700 | $4,978,000 |
| 2024 | $34,481.00 (-0.08%) | $3,687,800 (+11.46%) Land $2,472,100 Building $1,215,700 | |
| 2023 | $34,510.00 | $3,308,700 Land $2,247,300 Building $1,061,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Harbor St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 4 (1991–2018) |
| Most Recent Claim | Jan 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Harbor St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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