23 Gray Rd, Palmyra, ME 04965 Property Records

Somerset County and Palmyra Town property record for 23 Gray Rd, Palmyra, ME 04965

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1987
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on Record
Last Sale	$99,500 (Aug 2017)
Tax Bill	$1,347 (2025)
Deeds & Mortgages	Jul 2022 Refinance Feb 2021 Mortgage + 1 more
APN	`PALA M:005 B:084`

Property Details

APN / Parcel Number

Primary APN	`PALA M:005 B:084`
Alternative APN	`491`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	864 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Multi-Family
Lot Area	46,609 sqft (1.07 acres)

Location & Zoning

Account Number	491
Street Address	23 GRAY RD
City	PALMYRA
State	ME
Zip	04965-3020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	84
Jurisdiction	PALMYRA ME
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1053
Census Tract	965800

Owner

Source: Somerset County and Palmyra Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 GRAY RD, PALMYRA, ME 04965-3020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE SAVINGS FEDERAL CREDIT UNION
Feb 10, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 2, 2017	Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2017 · Amount on Record
Deed Sale	Aug 2, 2017 · Amount on Record
Prior Sale	Jul 31, 2017
Deed Document Number	201710172
Deed Book / Page	5188 / 284
Transfer Doc	0051880284
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMYRA ME
Property Address	23 GRAY RD, PALMYRA, ME 04965-3020
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059050171
Date	Jul 27, 2022
Book Page	5905/171
Instrument	8978

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2042

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMYRA ME
Property Address	23 GRAY RD, PALMYRA, ME 04965-3020
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056700075
Date	Feb 10, 2021
Book Page	5670/75
Instrument	1627

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMYRA ME
Recording Date	Aug 2, 2017
Property Address	23 GRAY RD, PALMYRA, ME 04965-3020
Document Number	0051880284
Book / Page	05188 / 0284
Instrument	000000010172
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010173
Date	Aug 2, 2017
Instrument	000000010173

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2047

Tax Assessment & Valuation

Source: Somerset County and Palmyra Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Somerset County
County Subdivision	Palmyra Town
Unified School District	Regional School Unit 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,347.00 (+12.44%)	$136,020 (+24.88%) Land $33,680 Building $102,340
2023	$1,198.00 (-8.34%)	$108,920 (+41.64%) Land $28,070 Building $80,850
2022	$1,307.00	$76,900 Land $21,400 Building $55,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber, T-Mobile.

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