East Lyme Town property record for 23 Grand St, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,497 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $450,000 (2022) |
| Tax Bill | $8,170.00 (2025) |
| Primary APN | ELYM M:012.1 B:00065 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,497 sqft Living Area |
| Gross Area | 5,385 sqft Gross Area |
| 1st Floor | 1,398 sqft 1st Floor |
| Attic Area | 916 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 1,092 sqft Basement |
| Unfinished Basement | 1,092 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,970 sqft (0.16 acres) |
| Deck Area | Deck Area |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 5168 |
|---|---|
| Street Address | 23 GRAND ST |
| City | NIANTIC |
| State | CT |
| Zip | 06357-3203 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 65 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:012.1 B:00065 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 GRAND ST, NIANTIC, CT 06357-3203 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC |
| Jul 05, 2022 | Warranty Deed, Transfer · Stand Alone First Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 05, 2022 · Amount on Record |
| Deed Sale | Jul 05, 2022 · Amount on Record |
| Prior Sale | Dec 05, 2007 · Amount on Record |
| Deed Doc Number | 20221945 |
| Deed Book / Page | 1083 / 469 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 23 GRAND ST, NIANTIC, CT 06357-3203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001129-779 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | 1129/779 |
| Instrument | 91 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Jul 05, 2022 |
| Property Address | 23 GRAND ST, NIANTIC, CT 06357-3203 |
| Document Number | 001083-469 |
| Book / Page | 1083 / 469 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 1945 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000001946 |
|---|---|
| Date | Jul 05, 2022 |
| Instrument | 1946 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.63% |
| Type Change Date | Jul 01, 2025 |
| Max Rate At Change | 2% |
| Index | 5-Year CMT |
| Margin | 2 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,170.00 | $291,690 (+6.9%) Land $110,390 Building $181,300 | $204,183 Land $77,273 Building $126,910 |
| 2024 | $8,170.00 (+82%) | ||
| 2023 | $272,860 (-) Land $110,390 Building $162,470 | ||
| 2022 | $272,860 Land $110,390 Building $162,470 | ||
| 2015 | $4,489.00 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Wildfire Risk | Not exposed less than 1% of the US · less than 1% of Connecticut |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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