23 Graffam Rd, West Baldwin, ME 04091 Property Records

Cumberland County and Baldwin Town property record for 23 Graffam Rd, West Baldwin, ME 04091

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,092 sqft · built 1987
Lot Size	2.31 acres (100,624 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (May 2022)
Tax Bill	$2,629 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:013 L:005-A`

Property Details

APN / Parcel Number

Primary APN	`M:013 L:005-A`
Alternative APNs	`BALD M:13 B:5 L:A` `801`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	2,307 sqft
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	100,624 sqft (2.31 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	801
Street Address	23 GRAFFAM RD
City	WEST BALDWIN
State	ME
Zip	04091-3077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5
Legal Lot Number	A
Jurisdiction	BALDWIN ME
Township / Civil Division	BALDWIN
Census Block Group	3
Census Block	3002
Census Tract	16500

Owner

23 Graffam Rd is owned by an individual who bought it in May 2022.

Source: Cumberland County and Baldwin Town records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	49 S BEACH ST, SEBAGO, ME 04029-3634
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 17, 2019	Deed of Trust, Mortgage INFINITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2022 · Amount on File
Deed Sale	May 12, 2022 · Amount on File
Prior Sale	Nov 28, 2007 · Amount on File
Deed Book / Page	39418 / 303
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN ME
Recording Date	May 12, 2022
Property Address	23 GRAFFAM RD, WEST BALDWIN, ME 04091-3077
Document Number	0394180303
Book / Page	39418 / 303
Instrument Date	May 11, 2022
Instrument	24921
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 S BEACH ST, SEBAGO, ME 04029-3634
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024922
Date	May 12, 2022
Instrument	24922

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN ME
Property Address	23 GRAFFAM RD, WEST BALDWIN, ME 04091-3077
Document Number	0357350113
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 GRAFFAM RD WEST BALDWIN ME 04091, WEST BALDWIN, ME 04091

Mortgage

Document Number	0357350113
Date	Jun 21, 2019
Book Page	035735/000113
Instrument	26756

Lender

Name	INFINITY FCU
Type	Credit Union
Address	PORTLAND, ME 04104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 23 Graffam Rd was $2,629, down 0.6% from the year before.

Source: Cumberland County and Baldwin Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Baldwin Town
Unified School District	School Administrative District 55 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,629.00 (-0.6%)	$164,300 (-) Land $27,000 Building $137,300
2024	$2,645.00 (+13.62%)	$164,300 (-) Land $27,000 Building $137,300
2023	$2,328.00 (+14.06%)	$164,300 (-) Land $27,000 Building $137,300
2022	$2,041.00	$164,300 Land $27,000 Building $137,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23 Graffam Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Graffam Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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