23 Goldfinch Dr, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 23 Goldfinch Dr, Upper Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details3,068 sqft · built 2021
Lot Size0.033 acres (1,415 sqft)
OwnerIndividual Name on File
Last Sale$947,474 (Feb 2022)
Tax Bill$19,681 (2024)
Deeds & MortgagesJan 2026 Sale
May 2022 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN63-00601-0000-00001-01-C123

Property Details

APN / Parcel Number

Primary APN63-00601-0000-00001-01-C123
Alternative APN
  • 63-00601-0000-00001-01-C0123

Interior

Building Area3,068 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCondo/Apartment
Exterior MaterialFrame
Lot Area1,415 sqft (0.033 acres)

Location & Zoning

Old Parcel Number630060100000000101C123
Street Address23 GOLDFINCH DR, 123
CityUPPER SADDLE RIVER
StateNJ
Zip07458-1852
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionUPPER SADDLE RIVER
Legal Block601
Legal Lot Number1.01
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group2
Census Block2013
Census Tract53202

Owner

23 Goldfinch Dr is owned by an individual who acquired it in November 2025.

Source: Bergen County and Upper Saddle River Borough records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address23 GOLDFINCH DR, UPPER SADDLE RIVER, NJ 07458-1852
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2026Deed, Transfer
May 4, 2022Deed, Transfer
WESTMINSTER ABSTRACT COMPANY
May 4, 2022Deed, Transfer
WESTMINSTER ABSTRACT COMPANY
May 4, 2022Deed, Transfer
WESTMINSTER ABSTRACT COMPANY
Feb 4, 2022Intrafamily Transfer, Transfer
GUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC
Feb 4, 2022Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2022 · Amount on File
Deed SaleFeb 4, 2022 · Amount on File
Prior SaleFeb 27, 2020 · Amount on File
Deed Document Number202216247
Deed Book / Page4570 / 992
Last Transfer DateNov 6, 2025
Transfer Doc0056931477
Record UpdatedOct 29, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJan 5, 2026
Property Address23 GOLDFINCH DR, UPPER SADDLE RIVER, NJ 07458-1852
Document Number0056931477
Book / Page5693 / 1477
Instrument DateNov 6, 2025
Instrument2026000551
Transaction TypeTransfer
Record UpdatedFeb 3, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address23 GOLDFINCH DR, UPPER SADDLE RIVER, NJ 07458-1852

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 GOLDFINCH DR, UPPER SADDLE RIVER, NJ 07458-1852

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateMay 4, 2022
Property Address23 GOLDFINCH DR, UPPER SADDLE RIVER, NJ 07458-1852
Document Number0046711100
Book / Page4671 / 1100
Instrument DateFeb 3, 2022
Instrument2022047815
Transaction TypeTransfer
Record UpdatedSep 27, 2022
Title CompanyWESTMINSTER ABSTRACT COMPANY

Transaction

AmountAmount on Record
Tax$7,723.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address590 MADISON AVE # 13, 590, NEW YORK, NY 10022-2524

Transferred To (Grantee/Buyer)

NameVerified Name
Address1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204
InvestorPossibly a Property Investor

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateMay 4, 2022
Property Address23 GOLDFINCH DR, UPPER SADDLE RIVER, NJ 07458-1852
Document Number0046711128
Book / Page4671 / 1128
Instrument DateFeb 3, 2022
Instrument2022047817
Transaction TypeTransfer
Record UpdatedSep 27, 2022
Title CompanyWESTMINSTER ABSTRACT COMPANY

Transaction

AmountAmount on Record
Tax$1,559.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address590 MADISON AVE # 13, 590, NEW YORK, NY 10022-2524

Transferred To (Grantee/Buyer)

NameVerified Name
Address1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204
InvestorPossibly a Property Investor

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateMay 4, 2022
Property Address23 GOLDFINCH DR, UPPER SADDLE RIVER, NJ 07458-1852
Document Number0046711142
Book / Page4671 / 1142
Instrument DateFeb 2, 2022
Instrument2022047818
Transaction TypeTransfer
Record UpdatedSep 27, 2022
Title CompanyWESTMINSTER ABSTRACT COMPANY

Transaction

AmountAmount on Record
Tax$7,723.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address590 MADISON AVE # 13, 590, NEW YORK, NY 10022-2524

Transferred To (Grantee/Buyer)

NameVerified Name
Address1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204
InvestorPossibly a Property Investor

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateFeb 4, 2022
Property Address23 GOLDFINCH DR, UPPER SADDLE RIVER, NJ 07458-1852
Document Number0045700985
Book / Page4570 / 985
Instrument DateDec 5, 2021
Instrument2022016246
Transaction TypeTransfer
Record UpdatedSep 27, 2022
Title CompanyGUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204
InvestorPossibly a Property Investor

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateFeb 4, 2022
Property Address23 GOLDFINCH DR, UPPER SADDLE RIVER, NJ 07458-1852
Document Number0045700992
Book / Page4570 / 992
Instrument DateAug 12, 2021
Instrument2022016247
Transaction TypeTransfer
Record UpdatedSep 27, 2022
Title CompanyGUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,966.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1140 VIRGINIA DR, 1140, FORT WASHINGTON, PA 19034-3204

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 GOLDFINCH DR, UPPER SADDLE RIVER, NJ 07458-1852

Mortgage

Document Number2022016248
DateFeb 4, 2022
Instrument2022016248
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$773,000 (-) Land $148,000 Building $625,000$773,000 (-) Land $148,000 Building $625,000
2025$773,000 Land $148,000 Building $625,000$773,000 Land $148,000 Building $625,000
2024$19,681.00
2023$773,000 Land $148,000 Building $625,000$773,000 Land $148,000 Building $625,000
2022$19,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Goldfinch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23 Goldfinch Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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