23 Geneva St, Gaines, PA 16921 Property Records

Tioga County property record for 23 Geneva St, Gaines, PA 16921

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,286 sqft · built 1938
Lot Size	0.263 acres (11,475 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Oct 2025)
Tax Bill	$836 (2026)
Deeds & Mortgages	Jan 2011 Line of Credit Oct 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15/10D00/031./000`

Property Details

APN / Parcel Number

Primary APN	`15/10D00/031./000`
Alternative APN	`00007020`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	11,475 sqft (0.263 acres)
Garage Type	Detached
Garage Area	540 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00007020
Street Address	23 GENEVA ST
City	GAINES
State	PA
Zip	16921-9401
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	TIOGA PA
Township / Civil Division	GAINES
Census Block Group	2
Census Block	2024
Census Tract	950900

Owner

Source: Tioga County records, as of April 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	60 JOHN DEERE LN, GAINES, PA 16921-9613
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2011	Deed of Trust, Mortgage · Line of Credit NORTHWEST SAVINGS BANK BR228
Oct 7, 2025	Deed, Transfer CORNERSTONE ABSTRACT AND SETTLEMENT, CORNERSTONE ABSTRACT & STLMT
Jun 2, 2011	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Deed Document Number	20259008
Record Updated	Jun 8, 2026

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA PA
Property Address	23 GENEVA ST, GAINES, PA 16921-9401
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201101156
Date	Jan 31, 2011
Instrument	201101156

Lender

Name	NORTHWEST SAVINGS BANK BR228
Address	GALETON, PA 16922

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA PA
Recording Date	Oct 7, 2025
Property Address	23 GENEVA ST, GAINES, PA 16921-9401
Document Number	0202509008
Instrument Date	Oct 5, 2025
Instrument	202509008
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	CORNERSTONE ABSTRACT AND SETTLEMENT, CORNERSTONE ABSTRACT & STLMT

Transaction

Amount	Amount Recorded
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 TUSCARORA RD, OSCEOLA, PA 16942-9703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 JOHN DEERE LN, GAINES, PA 16921-9613

June 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA PA
Recording Date	Jun 2, 2011
Property Address	23 GENEVA ST, GAINES, PA 16921-9401
Document Number	0201106278
Instrument Date	May 25, 2011
Instrument	201106278
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 GENEVA ST, GAINES, PA 16921-9401

Tax Assessment & Valuation

Source: Tioga County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Tioga County
County Subdivision	Gaines Township
Unified School District	Galeton Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$836.00 (-35.29%)	$58,150 (-) Land $11,820 Building $46,330
2024	$1,292.00	$58,150 Land $11,820 Building $46,330
2023			$58,150 Land $11,820 Building $46,330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	17 (1984–2024)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Tropical Depression Ivan, Sep 2004 · 2 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 79% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Cable	2,000 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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