23 Front St, Madison, AL 35758 Property Records

Madison County property record for 23 Front St, Madison, AL 35758

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,740 sqft · built 1889
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,809 (2026)
Deeds & Mortgages	Apr 2019 Construction Loan May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05-16-0-001-038.000`

Property Details

APN / Parcel Number

Primary APN	`16-05-16-0-001-038.000`
Alternative APNs	`044224` `350817`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,740 sqft Living Area
1st Floor Area	2,036 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Exterior Material	Other
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Area	1,030 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	350817
Street Address	23 FRONT ST
City	MADISON
State	AL
Zip	35758-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 RES LOT IN MADISON DES AS PTS LOTS 16 & 31 TOWN OF MADISON BEG AT SE COR LOT 16 TH N 20 1/2 DEG W 368 FT TO E BDY LOT 31 TH
Legal Range	02W
Legal Township	04S
Legal Section	16
Legal Subdivision	TOWN MADISON
Legal Lot Number	16,31
Jurisdiction	MADISON AL
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2024
Census Tract	11021

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Madison Station Historic District listed 2006 · 86 contributing resources · NRIS 06000185

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

23 Front St is owned and occupied by two individuals who acquired it in November 2010.

Source: Madison County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 FRONT ST, MADISON, AL 35758-1637
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2019	Deed of Trust, Mortgage · Construction Mortgage BANK INDEPENDENT
May 14, 2020	Deed of Trust, Mortgage · VA Mortgage BANK INDEPENDENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2010
Deed Sale	Nov 18, 2010
Deed Document Number	2010669660
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	23 FRONT ST, MADISON, AL 35758-1637
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019406
Date	Apr 3, 2019
Instrument	20190403000019406

Lender

Name	BANK INDEPENDENT
Type	Bank
Address	SHEFFIELD, AL 35660

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 26, 2049

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	23 FRONT ST, MADISON, AL 35758-1637
Document Number	0000036532
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 FRONT ST MADISON AL 357581637, MADISON, AL 35758-1637

Mortgage

Document Number	0000036532
Date	May 20, 2020
Instrument	36532

Lender

Name	BANK INDEPENDENT
Type	Bank
Address	SHEFFIELD, AL 35660

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 19, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 23 Front St was $3,809 with a homeowner's exemption, up 4.8% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,809.00 (+4.79%)
2025	$3,635.00 Homeowner's exemption	$52,860 Land $6,500 Building $46,360	$528,500 Land $65,000 Building $463,500
2023	$3,405.00 (+9.1%) Homeowner's exemption	$49,540 (+8.97%) Land $6,500 Building $43,040	$495,400 (+10.38%) Land $65,000 Building $430,400
2022	$3,121.00 Homeowner's exemption	$45,460 Land $6,500 Building $38,960	$448,800 Land $65,000 Building $383,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Front St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23 Front St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Xfinity.

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