23 Front St, Binghamton, NY 13905 Property Records

Broome County and Binghamton City property record for 23 Front St, Binghamton, NY 13905

Property Summary

Property Type	Triplex
Details	12 bd · 5 ba · 3,441 sqft · built 1900
Lot Size	0.344 acres (15,000 sqft)
Owner	Company Name on Record
Last Sale	$115,000 (Mar 2013)
Tax Bill	$11,573 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2021 Sale & Second Mortgage
APN	`030200 160.55-3-9`

Property Details

APN / Parcel Number

Primary APN	`030200 160.55-3-9`
Alternative APNs	`020016005500030090000000` `00000305194`

Interior

Bedrooms	12 Beds
Full Baths	5 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,441 sqft Total Area
1st Floor Area	1,582 sqft
2nd Floor Area	1,438 sqft
Attic	Attic
Attic Area	421 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Porch	Slab
Porch Area	588 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000305194
Street Address	23 FRONT ST
City	BINGHAMTON
State	NY
Zip	13905-4732
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	YES
Legal Block	3
Legal Lot Number	9.000
Jurisdiction	BROOME NY
Township / Civil Division	BINGHAMTON
Census Block Group	2
Census Block	2000
Census Tract	1402

Owner

Source: Broome County and Binghamton City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	9 DERBY RD, PORT WASHINGTON, NY 11050-4203
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage VISIONS FEDERAL CREDIT UNION
Jun 1, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage VISIONS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2013 · Amount on Record
Deed Sale	Mar 11, 2013 · Amount on Record
Deed Document Number	20137350
Deed Book / Page	2397 / 267
Prior Transfer Date	May 14, 1998
Prior Transfer Doc	1894000683
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Recording Date	Jul 13, 2026
Property Address	23 FRONT ST, BINGHAMTON, NY 13905-4732
Document Number	0000019396
Book / Page	4268 / 1060
Instrument Date	Jul 10, 2026
Instrument	202619396
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 DERBY RD, PORT WASHINGTON, NY 11050-4203

Mortgage

Document Number	0000019396,
Date	Jul 13, 2026
Book Page	4268/1060
Instrument	202619396

Lender

Name	VISIONS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.52%
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Jun 1, 2021
Property Address	23 FRONT ST, BINGHAMTON, NY 13905-4732
Document Number	002653/639
Book / Page	2653 / 639
Map Reference	MB 1 PG 51
Instrument Date	Apr 16, 2021
Instrument	202100014739
Transaction Type	Transfer
Record Updated	Apr 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 HAWTHORNE AVE, 80, BLOOMFIELD, NJ 07003-2940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 DERBY RD, PORT WASHINGTON, NY 11050-4203

Mortgage

Document Number	202100014740
Date	Jun 1, 2021
Instrument	202100014740

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Broome County and Binghamton City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
Municipality	Binghamton City
Unified School District	Binghamton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,573.00
2025		$116,400 (-) Land $51,400 Building $65,000	$222,100 (+20.21%) Land $98,075 Building $124,025
2023		$116,400 Land $51,400 Building $65,000	$184,762 Land $81,587 Building $103,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BINGHAMTON serves 47,600 people · EPA ID NY0301651
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Empire Long Distance.

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