23 Francis St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 23 Francis St, Chicopee, MA 01013

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,675 sqft · built 1954
Lot Size0.174 acres (7,597 sqft)
OwnerIndividual Name on File
Last Sale$249,900 (Jan 2021)
Tax Bill$4,479 (2026)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN50-00005

Property Details

APN / Parcel Number

Primary APN50-00005
Alternative APN
  • CHIC M:0050 P:00005

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,675 sqft Living Area
Gross Area2,911 sqft
1st Floor Area1,675 sqft
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,597 sqft (0.174 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number50-00005
Street Address23 FRANCIS ST
CityCHICOPEE
StateMA
Zip01013-3411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group1
Census Block1001
Census Tract810902

Owner

23 Francis St is owned and occupied by an individual who bought it in January 2021.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address23 FRANCIS ST, CHICOPEE, MA 01013-3411
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 26, 2021 · Amount on File
Deed SaleJan 26, 2021 · Amount on File
Deed Document Number20215705
Deed Book / Page23672 / 102
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHICOPEE MA
Recording DateJan 26, 2021
Property Address23 FRANCIS ST, CHICOPEE, MA 01013-3411
Document Number23672-102
Book / Page23672 / 102
Instrument DateJan 20, 2021
Instrument5705
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 FRANCIS ST, CHICOPEE, MA 01013-3411

Mortgage

Document Number5706
DateJan 26, 2021
Instrument5706
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 23 Francis St was $4,479, up 7.9% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,479.00 (+7.88%)$293,900 (+7.3%) Land $98,000 Building $195,900$331,617 (-2.14%)
2025$4,152.00 (+5.51%)$273,900 (+2.74%) Land $89,000 Building $184,900$338,865
2024$3,935.00 (+7.87%)$266,600 (+10.71%) Land $87,200 Building $179,400
2023$3,648.00$240,800 Land $79,300 Building $161,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Francis St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23 Francis St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

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