23 Ford St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 23 Ford St, Watsonville, CA 95076

Property Summary

Property Type	Apartments (5+ Units)
Details	10 bd · 9 ba · 4,878 sqft · built 1880
Lot Size	0.282 acres (12,284 sqft)
Owner	Company Name on Record
Last Sale	$1,364,000 (Dec 2019)
Tax Bill	$25,141 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`018-142-03`

Property Details

APN / Parcel Number

Primary APN	`018-142-03`
Alternative APN	`018-142-03-000`

Interior

Bedrooms	10 Beds
Full Baths	9 Baths
Total Rooms	24 Rooms
Building Area	4,878 sqft Living Area

Exterior

Year Built	Built 1880
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	12,284 sqft (0.282 acres)
Garage Type	Carport
Garage Area	1,100 sqft
Carport	Carport
Carport Area	1,100 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	23 FORD ST
City	WATSONVILLE
State	CA
Zip	95076-4236
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Subdivision	KILBURN
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2007
Census Tract	110302

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1315 DOLPHIN DR, APTOS, CA 95003-5703
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SANTA CRUZ COUNTY BANK
Jul 14, 2020	Intrafamily Transfer, Transfer · Commercial Mortgage SANTA CRUZ COUNTY BANK
Dec 12, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Dec 21, 2018	Grant Deed, Transfer PAUL M & PAUL M CACCAMISE
Dec 21, 2018	Affidavit of Death, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2019 · Amount on Record
Deed Sale	Dec 12, 2019 · Amount on Record
Prior Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	201939333
Last Transfer Date	Mar 6, 2020
Transfer Doc	0000025496
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	23 FORD ST, WATSONVILLE, CA 95076-4236
Transaction Type	Mortgage
Record Updated	Apr 5, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004536
Date	Mar 12, 2024
Instrument	2024-0004536

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 14, 2020
Property Address	23 FORD ST, WATSONVILLE, CA 95076-4236
Document Number	0000025496
Instrument Date	Mar 6, 2020
Instrument	2020-0025496
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 DOLPHIN DR, APTOS, CA 95003-5703

Mortgage

Document Number	0000025497
Date	Jul 14, 2020
Instrument	2020-0025497

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 12, 2019
Property Address	23 FORD ST, WATSONVILLE, CA 95076-4236
Document Number	0000039333
Instrument Date	Dec 10, 2019
Instrument	39333
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,500.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1315 DOLPHIN DR APTOS CA 950035703, APTOS, CA 95003-5703

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 21, 2018
Property Address	23 FORD ST, WATSONVILLE, CA 95076-4236
Document Number	0000038131
Instrument Date	Dec 13, 2018
Instrument	38131
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1290 HORIZON RDG EL CAJON CA 920207785, EL CAJON, CA 92020-7785

Mortgage

Document Number	38132
Date	Dec 21, 2018
Instrument	38132

Lender

Name	PAUL M & PAUL M CACCAMISE
Address	1010 PIONEER WAY, EL CAJON, CA 92020-1923

Agreement

Amount	Amount Recorded

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 21, 2018
Property Address	23 FORD ST, WATSONVILLE, CA 95076-4236
Document Number	0000038130
Instrument Date	Dec 11, 2018
Instrument	38130
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 FORD ST WATSONVILLE CA 950764236, WATSONVILLE, CA 95076-4236

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,025,954 (+2%) Land $923,627 Building $1,102,327
2025	$25,141.00 (+12.82%)	$1,986,229 (+16.29%) Land $905,517 Building $1,080,712
2024	$22,284.00 (+11.05%)
2023	$20,067.00 (+12.71%)	$1,708,038 Land $840,943 Building $867,095
2022	$17,804.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks, Verizon.

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