23 Flat Rock Dr, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 23 Flat Rock Dr, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,072 sqft · built 2007
Lot Size	2.16 acres (94,090 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Nov 2019)
Tax Bill	$23,575 (2025)
Deeds & Mortgages	Nov 2021 Refinance Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D190036`

Property Details

APN / Parcel Number

Primary APN	`D190036`
Alternative APN	`RIDG M:D19 B:0036`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,072 sqft Living Area
Basement Area	2,323 sqft
Unfinished Basement	1,123 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	94,090 sqft (2.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	D190036
Street Address	23 FLAT ROCK DR
City	RIDGEFIELD
State	CT
Zip	06877-5309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Block	36
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	2
Census Block	2018
Census Tract	245400

Owner

Source: Ridgefield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 FLAT ROCK DR, RIDGEFIELD, CT 06877-5309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ACTORS FCU
Jul 21, 2020	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2019 · Amount on Record
Deed Sale	Nov 18, 2019 · Amount on Record
Prior Sale	Sep 12, 2007 · Amount on Record
Deed Document Number	20194089150003
Deed Book / Page	1133 / 1053
Transfer Doc	000948-821
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	23 FLAT ROCK DR, RIDGEFIELD, CT 06877-5309
Transaction Type	Mortgage
Record Updated	Oct 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01133-1055
Date	Nov 12, 2021
Book Page	1133/1055

Lender

Name	ACTORS FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	23 FLAT ROCK DR, RIDGEFIELD, CT 06877-5309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1095-752
Date	Jul 21, 2020
Book Page	1095/752

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Aug 1, 2027
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,575.00	$860,720 (-) Land $280,910 Building $579,810	$602,504 Land $196,637 Building $405,867
2024	$23,575.00 (+6.12%)
2023	$22,215.00 (-23.2%)	$860,720 (-15.4%) Land $280,910 Building $579,810
2022	$28,924.00	$1,017,370 Land $196,630 Building $820,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-RIDGEFIELD private · serves 7,476 people · EPA ID CT1180011
Water Source	Purchased surface water from AQUARION-EASTERN FAIRFIELD COUNTY
Last State Inspection	Jul 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Flat Rock Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures