Putnam County and Philipstown Town property record for 23 Fenichel Rd, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,937 sqft · built 1987 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Aug 2018) |
| Tax Bill | $13,787 (2024) |
| Deeds & Mortgages | Aug 2017 Line of Credit Aug 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372689 27.16-1-14 |
| Primary APN | 372689 27.16-1-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,937 sqft Living Area |
| 1st Floor Area | 2,401 sqft |
| Basement Area | 1,536 sqft |
| Finished Basement | 1,536 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 50,530 sqft (1.16 acres) |
| Lot Dimensions | 290 ft deep x 179 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 044611 |
|---|---|
| Street Address | 23 FENICHEL RD |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-3833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | LAND & RESIDENCE |
| Legal Subdivision | FENICHEL DEVELOPMENT SECTION 2 |
| Legal Block | 1 |
| Legal Lot Number | 14.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 10600 |
23 Fenichel Rd is owned and occupied by two individuals who bought it in August 2018.
Source: Putnam County and Philipstown Town records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 FENICHEL RD, COLD SPRING, NY 10516-3833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Aug 6, 2019 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 6, 2018 | Bargain and Sale Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2018 · Amount on File |
| Deed Sale | Aug 6, 2018 · Amount on File |
| Deed Document Number | 20181501963 |
| Deed Book / Page | 2085 / 154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 23 FENICHEL RD, COLD SPRING, NY 10516-3833 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0067390276 |
|---|---|
| Date | Aug 1, 2017 |
| Book Page | 6739/276 |
| Instrument | 1602493 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jul 17, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 23 FENICHEL RD, COLD SPRING, NY 10516-3833 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0069460167 |
|---|---|
| Date | Aug 6, 2019 |
| Book Page | 6946/167 |
| Instrument | 12170-2019 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | COLD SPRING, NY 10516 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 23 FENICHEL RD, COLD SPRING, NY 10516-3833 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | QUEEN CITY ABSTRACT CORP |
| Name | Verified Name |
|---|
| Document Number | 0070940118 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 7094/118 |
| Instrument | 4447-2020 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Aug 6, 2018 |
| Property Address | 23 FENICHEL RD, COLD SPRING, NY 10516-3833 |
| Document Number | 0020850154 |
| Book / Page | 2085 / 154 |
| Map Reference | MAP 863A |
| Instrument Date | Jul 27, 2018 |
| Instrument | 1501963 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 FENICHEL RD, 23, COLD SPRING, NY 10516-3833 |
| Name | Verified Name |
|---|---|
| Address | 23 FENICHEL RD, COLD SPRING, NY 10516-3833 |
| Document Number | 0001602192 |
|---|---|
| Date | Aug 6, 2018 |
| Instrument | 1602192 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2033 |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $237,900 Land $50,800 Building $187,100 | $775,677 | |
| 2024 | $13,787.00 | ||
| 2023 | $237,900 (-) Land $50,800 Building $187,100 | $675,468 (+11.73%) Land $144,236 Building $531,232 | |
| 2022 | $237,900 Land $50,800 Building $187,100 | $604,574 Land $129,098 Building $475,476 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 23 Fenichel Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2011–2023) |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Fenichel Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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