23 Ernest Rd, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 23 Ernest Rd, Belmont, MA 02478

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,689 sqft · built 1939
Lot Size0.16 acres (6,957 sqft)
Owner2 Individual Names on Record
Tax Bill$11,994 (2025)
Deeds & MortgagesOct 2018 Transfer
Flood ZoneZone X (minimal risk)
APNBELM M:47 P:000022 S

Property Details

APN / Parcel Number

Primary APNBELM M:47 P:000022 S

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,689 sqft Living Area
1st Floor Area816 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,957 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address23 ERNEST RD
CityBELMONT
StateMA
Zip02478-3328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSB
JurisdictionBELMONT MA
Township / Civil DivisionBELMONT
Census Block Group1
Census Block1012
Census Tract357100

Owner

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23 ERNEST RD, BELMONT, MA 02478-3328
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2018
Deed SaleOct 29, 2018
Deed Document Number2018444
Record UpdatedSep 20, 2026

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBELMONT MA
Recording DateOct 29, 2018
Property Address23 ERNEST RD, BELMONT, MA 02478-3328
Document Number0000000444
Instrument DateOct 25, 2018
Instrument444
Transaction TypeTransfer
Record UpdatedNov 22, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 BOYNTON ST SWAMPSCOTT MA 01907, SWAMPSCOTT, MA 01907

Tax Assessment & Valuation

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionBelmont Town
Unified School DistrictBelmont School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,994.00 (+22.09%)$1,053,000 (+20.48%) Land $659,000 Building $394,000$1,482,285 (+7.5%)
2024$1,378,830
2023$9,824.00$874,000 Land $626,000 Building $248,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1978–2001)
Claims Outside the SFHA1 of 3
Most Recent ClaimMar 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELMONT WATER DEPT. (MWRA)
serves 27,442 people · EPA ID MA3026000
Water SourcePurchased surface water from MWRA
Last State InspectionJul 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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