23 Erin Ln, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 23 Erin Ln, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	2,006 sqft · built 1985
Lot Size	0.331 acres (14,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Jul 2020)
Tax Bill	$10,301 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-13003-13-00020`

Property Details

APN / Parcel Number

Primary APN	`15-13003-13-00020`
Alternative APNs	`1513003001300020` `08560000`

Interior

Stories	2 Stories
Building Area	2,006 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	14,401 sqft (0.331 acres)
Lot Dimensions	160 ft deep x 90 ft wide

Location & Zoning

Account Number	08560000
Street Address	23 ERIN LN
City	OLD BRIDGE
State	NJ
Zip	08857-2757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	90X160
Legal Subdivision	OLD BRIDGE MANOR SEC 03
Legal Block	13003
Legal Lot Number	20
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	2
Census Block	2012
Census Tract	7914

Owner

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 ERIN LN, OLD BRIDGE, NJ 08857-2757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Line of Credit SEAPORT FCU
Jul 17, 2020	Deed, Transfer · Conventional Mortgage CLASSIC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Prior Sale	Feb 20, 1986 · Amount on Record
Deed Document Number	202063741
Deed Book / Page	17948 / 1581
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	23 ERIN LN, OLD BRIDGE, NJ 08857-2757
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 ERIN LN, OLD BRIDGE, NJ 08857-2757

Mortgage

Document Number	0000045203
Date	Aug 3, 2023
Book Page	19267/1105
Instrument	2023045203

Lender

Name	SEAPORT FCU
Type	Credit Union
Address	ELIZABETH, NJ 07201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 2, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 17, 2020
Property Address	23 ERIN LN, OLD BRIDGE, NJ 08857-2757
Document Number	2020063741
Book / Page	17948 / 1581
Instrument Date	Jul 7, 2020
Instrument	2020063741
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 NEWCASTLE CT, 109, GALLOWAY, NJ 08205-6669

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 ERIN LN, OLD BRIDGE, NJ 08857-2757

Mortgage

Document Number	2020063742
Date	Jul 17, 2020
Instrument	2020063742

Lender

Name	CLASSIC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,800 (-) Land $62,400 Building $103,400	$165,800 (-) Land $62,400 Building $103,400
2025	$10,301.00 (+10.03%)	$165,800 (-) Land $62,400 Building $103,400	$165,800 (-) Land $62,400 Building $103,400
2024	$9,362.00 (+6.69%)
2023		$165,800 Land $62,400 Building $103,400	$165,800 Land $62,400 Building $103,400
2022	$8,775.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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