Essex County and Bloomfield Township property record for 23 Emerson Ter, Bloomfield, NJ 07003
| Property Type | Single Family Home |
|---|---|
| Details | 1,666 sqft · built 1939 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $933,000 (Jun 2024) |
| Tax Bill | $17,728 (2025) |
| Deeds & Mortgages | Jun 2024 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01053-0000-00031 |
| Primary APN | 02-01053-0000-00031 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,666 sqft Living Area |
| 1st Floor Area | 1,666 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Old Parcel Number | 020105300031 |
|---|---|
| Street Address | 23 EMERSON TER |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-2921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | 50 X 100 |
| Legal Subdivision | WATCHUNG TERRACE |
| Legal Block | 1053 |
| Legal Lot Number | 31 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 14800 |
Source: Essex County and Bloomfield Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 EMERSON TER, BLOOMFIELD, NJ 07003-2921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 20, 2024 | Deed, Transfer · Conventional Mortgage MORGAN STANLEY BANK NA |
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| May 10, 2017 | Grant Deed, Transfer EVIDENT TITLE AGENCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2024 · Amount on Record |
| Deed Sale | Jun 20, 2024 · Amount on Record |
| Prior Sale | May 10, 2017 · Amount on Record |
| Deed Document Number | 202435412 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 20, 2024 |
| Property Address | 23 EMERSON TER, BLOOMFIELD, NJ 07003-2921 |
| Document Number | 0000035412 |
| Instrument Date | May 20, 2024 |
| Instrument | 2024035412 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,332.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 122 W WASHINGTON ST, WEST CHESTER, PA 19380-2537 |
| Name | Verified Name |
|---|---|
| Address | 23 EMERSON TER, BLOOMFIELD, NJ 07003-2921 |
| Document Number | 0000035413 |
|---|---|
| Date | Jun 20, 2024 |
| Instrument | 2024035413 |
| Name | MORGAN STANLEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 23 EMERSON TER, BLOOMFIELD, NJ 07003-2921 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Title Company | AMERICAN HOME TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000086842 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 2020086842 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | CARBONDALE, IL 62903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 10, 2017 |
| Property Address | 23 EMERSON TER, BLOOMFIELD, NJ 07003-2921 |
| Document Number | 0000040475 |
| Instrument Date | May 4, 2017 |
| Instrument | 40475 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $390.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 EMERSON TER BLOOMFIELD NJ 070032921, BLOOMFIELD, NJ 07003-2921 |
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $508,100 (-) Land $242,700 Building $265,400 | $508,100 (-) Land $242,700 Building $265,400 | |
| 2025 | $17,728.00 (+2.87%) | $508,100 (-) Land $242,700 Building $265,400 | $508,100 (-) Land $242,700 Building $265,400 |
| 2024 | $17,234.00 (+5.93%) | ||
| 2023 | $508,100 Land $242,700 Building $265,400 | $508,100 Land $242,700 Building $265,400 | |
| 2022 | $16,269.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead service line replacement Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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