Harrison County property record for 23 Emerald Dr, Bridgeport, WV 26330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,666 sqft · built 2007 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $393,750 (Jan 2018) |
| Tax Bill | $3,013 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-2433-0023.0000 |
| Primary APN | 16-2433-0023.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,666 sqft Living Area |
| 1st Floor Area | 1,896 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Family Room | Family Room |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,424 sqft (0.4 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06811541 |
|---|---|
| Street Address | 23 EMERALD DR |
| City | BRIDGEPORT |
| State | WV |
| Zip | 26330-9699 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 LOT 23 (.40 AC) CRYSTAL RIDGE S-D |
| Legal Subdivision | CRYSTAL RIDGE SUBDIVISION |
| Legal Lot Number | 23 |
| Jurisdiction | HARRISON WV |
| Township / Civil Division | EASTERN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 32104 |
23 Emerald Dr is owned and occupied by an individual who acquired it in August 2020.
Source: Harrison County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 EMERALD DR, BRIDGEPORT, WV 26330-9699 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Oct 7, 2019 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK |
| Sep 17, 2020 | Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE |
| Jan 16, 2018 | Grant Deed, Transfer VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2018 · Amount on File |
| Deed Sale | Jan 16, 2018 · Amount on File |
| Prior Sale | Oct 25, 2012 · Amount on File |
| Deed Document Number | 20181060 |
| Last Transfer Date | Aug 11, 2020 |
| Transfer Doc | 0000018736 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON WV |
| Property Address | 23 EMERALD DR, BRIDGEPORT, WV 26330-9699 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1449/1129 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 1449/1129 |
| Instrument | 202100008751 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON WV |
| Property Address | 23 EMERALD DR, BRIDGEPORT, WV 26330-9699 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022312 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 1408/641 |
| Instrument | 201900022312 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARRISON WV |
| Recording Date | Sep 17, 2020 |
| Property Address | 23 EMERALD DR, BRIDGEPORT, WV 26330-9699 |
| Document Number | 1692/0546 |
| Book / Page | 1692 / 0546 |
| Map Reference | PB2 PG3 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 202000018736 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 EMERALD DR, BRIDGEPORT, WV 26330-9699 |
| Document Number | 0000018737 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 1432/0689 |
| Instrument | 202000018737 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARRISON WV |
| Recording Date | Jan 16, 2018 |
| Property Address | 23 EMERALD DR, BRIDGEPORT, WV 26330-9699 |
| Document Number | 0000001060 |
| Book / Page | 001606 / 000218 |
| Instrument Date | Nov 1, 2017 |
| Instrument | 1060 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,386.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 84 ORCHARD ST SALEM WV 264268025, SALEM, WV 26426-8025 |
| Document Number | 1061 |
|---|---|
| Date | Jan 16, 2018 |
| Book Page | 001375/000542 |
| Instrument | 1061 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 15, 2048 |
The 2026 property tax bill for 23 Emerald Dr was $3,013, down 2.2% from the year before.
Source: Harrison County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Harrison County |
| Municipality | Bridgeport City |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,013.00 (-2.24%) | $202,320 (-) Land $36,600 Building $165,720 | $337,200 (-) Land $61,000 Building $276,200 |
| 2025 | $3,082.00 | $202,320 Land $36,600 Building $165,720 | $337,200 Land $61,000 Building $276,200 |
| 2023 | $2,690.00 (-0.22%) | $176,700 (+0.72%) Land $36,600 Building $140,100 | $294,500 (+0.72%) Land $61,000 Building $233,500 |
| 2022 | $2,696.00 | $175,440 Land $36,600 Building $138,840 | $292,400 Land $61,000 Building $231,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 23 Emerald Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 10, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 23 Emerald Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BRIDGEPORT serves 11,158 people · EPA ID WV3301703 |
|---|---|
| Water Source | Purchased surface water from CLARKSBURG WATER BOARD |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Citynet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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