Middlesex County and Dracut Town property record for 23 Elsmere Ter, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,900 sqft · built 1978 |
| Lot Size | 0.327 acres (14,255 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Jan 2002) |
| Tax Bill | $5,508 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:71 L:70 |
| Primary APN | DRAC M:71 L:70 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,900 sqft Living Area |
| Gross Area | 3,948 sqft |
| 1st Floor Area | 950 sqft |
| Attic | Attic |
| Attic Area | 374 sqft |
| Basement Area | 950 sqft |
| Unfinished Basement | 950 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,255 sqft (0.327 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 110112 |
|---|---|
| Street Address | 23 ELSMERE TER |
| City | DRACUT |
| State | MA |
| Zip | 01826-5615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B3 |
| Legal Lot Number | 70 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 314301 |
23 Elsmere Ter is owned and occupied by two individuals who bought it in January 2002.
Source: Middlesex County and Dracut Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 ELSMERE TER, DRACUT, MA 01826-5615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2002 · Amount on File |
| Deed Sale | Jan 31, 2002 · Amount on File |
| Prior Sale | May 2, 1991 · Amount on File |
| Deed Book / Page | 12706 / 225 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 23 Elsmere Ter was $5,508, up 0.6% from the year before.
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,508.00 (+0.57%) | $569,600 (+5.25%) Land $237,600 Building $332,000 | $558,315 (-) |
| 2025 | $5,477.00 (+2.62%) | $541,200 (+5.97%) Land $218,000 Building $323,200 | $558,315 (+10.57%) |
| 2024 | $5,337.00 (+1.56%) | $510,700 (+12.54%) Land $207,600 Building $303,100 | $504,925 |
| 2023 | $5,255.00 | $453,800 Land $180,500 Building $273,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Elsmere Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Elsmere Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENWOOD WATER DISTRICT serves 9,620 people · EPA ID MA3079001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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