Norfolk County and Cohasset Town property record for 23 Elm St, Cohasset, MA 02025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,675 sqft · built 1960 |
| Lot Size | 0.677 acres (29,490 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $615,000 (Jan 2009) |
| Tax Bill | $17,656 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Aug 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C/W 20 |
| Primary APN | C/W 20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,675 sqft Living Area |
| Gross Area | 7,664 sqft |
| Basement Area | 2,606 sqft |
| Unfinished Basement | 2,606 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 29,490 sqft (0.677 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | C/W 20 |
|---|---|
| Street Address | 23 ELM ST |
| City | COHASSET |
| State | MA |
| Zip | 02025-1855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 27 |
| Legal Lot Number | 19 |
| Jurisdiction | COHASSET MA |
| Township / Civil Division | COHASSET |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 423101 |
23 Elm St is owned and occupied by two individuals who bought it in January 2009.
Source: Norfolk County and Cohasset Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 ELM ST, COHASSET, MA 02025-1855 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUINCY CREDIT UNION |
| Aug 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUINCY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2009 · Amount on File |
| Deed Sale | Jan 28, 2009 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COHASSET MA |
| Property Address | 23 ELM ST, COHASSET, MA 02025-1855 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39207-255 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 39207/255 |
| Instrument | 41337 |
| Name | QUINCY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COHASSET MA |
| Property Address | 23 ELM ST, COHASSET, MA 02025-1855 |
| Document Number | 36236-185 |
| Instrument Date | Aug 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2018 |
| Name | Verified Name |
|---|---|
| Address | 23 ELM ST COHASSET MA 020251855, COHASSET, MA 02025-1855 |
| Document Number | 36236-185 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 036236/000185 |
| Instrument | 73947 |
| Name | QUINCY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 23 Elm St was $17,656, down 2.2% from the year before.
Source: Norfolk County and Cohasset Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Cohasset Town |
| Unified School District | Cohasset School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,656.00 (-2.17%) | $1,524,700 (+2.81%) Land $671,900 Building $852,800 | $1,581,085 (-6.37%) |
| 2024 | $18,048.00 (+3.2%) | $1,483,000 (+0.07%) Land $560,000 Building $923,000 | $1,688,720 |
| 2023 | $17,488.00 | $1,482,000 Land $560,000 Building $922,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Elm St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 53 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 58 units insured incl. 5 condo units |
| Nearby Flood Claims | 4 (2018–2024) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COHASSET WATER DEPT serves 7,555 people · EPA ID MA4065000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes currently in violation since Jul 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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