23 Elm St, Boxford, MA 01921 Property Records

Essex County and Boxford Town property record for 23 Elm St, Boxford, MA 01921

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,834 sqft · built 1844
Lot Size	2.25 acres (98,010 sqft)
Owner	Individual Name on Record
Last Sale	$346,000 (Jun 1995)
Tax Bill	$15,111 (2025)
Deeds & Mortgages	Apr 2022 Refinance Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BOXF M:032 B:001 L:010`

Property Details

APN / Parcel Number

Primary APN	`BOXF M:032 B:001 L:010`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,834 sqft Living Area
Gross Area	6,486 sqft

Exterior

Year Built	Built 1844
Effective Year Built	Effective 1844
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	98,010 sqft (2.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23 ELM ST
City	BOXFORD
State	MA
Zip	01921-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BOXFORD
Legal Block	1
Legal Lot Number	10
Jurisdiction	BOXFORD MA
Township / Civil Division	BOXFORD
Census Block Group	5
Census Block	5021
Census Tract	213100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Boxford Village Historic District listed 1973 · 42 contributing resources · NRIS 73000279

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Boxford Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 ELM ST, BOXFORD, MA 01921-2326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK
Oct 8, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
May 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jul 23, 2020	Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 1995 · Amount on Record
Deed Sale	Jun 30, 1995 · Amount on Record
Deed Book / Page	13085 / 491
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOXFORD MA
Property Address	23 ELM ST, BOXFORD, MA 01921-2326
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040871-431
Date	Apr 19, 2022
Book Page	40871/431
Instrument	20220419001430

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOXFORD MA
Property Address	23 ELM ST, BOXFORD, MA 01921-2326
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40360-345
Date	Oct 8, 2021
Book Page	40360/345
Instrument	20211008000080

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOXFORD MA
Property Address	23 ELM ST, BOXFORD, MA 01921-2326
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38494-491
Date	May 7, 2020
Book Page	38494/491
Instrument	20200507003300

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOXFORD MA
Property Address	23 ELM ST, BOXFORD, MA 01921-2326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38739-502
Date	Jul 23, 2020
Book Page	38739/502
Instrument	20200723000050

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Boxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Boxford Town
Elementary School District	Boxford School District (PK - 06)
Secondary School District	Masconomet School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,111.00 (+2.89%)	$1,123,500 (-0.17%) Land $442,400 Building $681,100	$1,265,400
2024	$14,686.00 (+8.46%)	$1,125,400 (+15.04%) Land $442,400 Building $683,000
2023	$13,540.00	$978,300 Land $395,100 Building $583,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2010)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

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