Somerset County and Montgomery Township property record for 23 Elm Dr, Skillman, NJ 08558
| Property Type | Single Family Home |
|---|---|
| Details | 2,721 sqft · built 1986 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $811,000 (Aug 2015) |
| Tax Bill | $17,396 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-15001-0000-00054 |
| Primary APN | 13-15001-0000-00054 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,721 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Frame |
| Lot Area | 45,738 sqft |
| Garage Type | Attached |
| Account Number | 00003657 |
|---|---|
| Street Address | 23 ELM DR |
| City | SKILLMAN |
| State | NJ |
| Zip | 08558-1608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | SUNSET-ACRES |
| Legal Block | 15001 |
| Legal Lot Number | 54 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 54202 |
Source: Somerset County and Montgomery Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 ELM DR, SKILLMAN, NJ 08558-1608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE LLC |
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN ST HM LNS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2015 · Amount on Record |
| Deed Sale | Aug 28, 2015 · Amount on Record |
| Deed Document Number | 201536226 |
| Deed Book / Page | 6817 / 3880 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 23 ELM DR, SKILLMAN, NJ 08558-1608 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008758 |
|---|---|
| Date | Mar 1, 2022 |
| Book Page | 7427/3427 |
| Instrument | 2022008758 |
| Name | FILO MORTGAGE LLC |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 23 ELM DR, SKILLMAN, NJ 08558-1608 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000064705 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 7285/800 |
| Instrument | 2020064705 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 23 ELM DR, SKILLMAN, NJ 08558-1608 |
| Document Number | 0000039044 |
| Instrument Date | Oct 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 ELM DR SKILLMAN NJ 085581608, SKILLMAN, NJ 08558-1608 |
| Document Number | 0000039044 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 007158/003611 |
| Instrument | 39044 |
| Name | GARDEN ST HM LNS INC |
|---|---|
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 14, 2039 |
Source: Somerset County and Montgomery Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Montgomery Township |
| Unified School District | Montgomery Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $498,600 (-) Land $260,500 Building $238,100 | $498,600 (-) Land $260,500 Building $238,100 | |
| 2025 | $17,396.00 (+1.84%) | $498,600 (-) Land $260,500 Building $238,100 | $498,600 (-) Land $260,500 Building $238,100 |
| 2024 | $17,082.00 (+6.34%) | ||
| 2023 | $498,600 Land $260,500 Building $238,100 | $498,600 Land $260,500 Building $238,100 | |
| 2022 | $16,064.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 9 (1979–2021) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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