23 Elliott Dr, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 23 Elliott Dr, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,350 sqft · built 1960
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$779,900 (Apr 2022)
Tax Bill	$9,838 (2026)
Deeds & Mortgages	Jan 2021 Refinance May 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B07630`

Property Details

APN / Parcel Number

Primary APN	`B07630`
Alternative APNs	`LOWE M:235 B:2080 L:23` `M:000235 T:B07630`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,350 sqft Living Area
Gross Area	5,430 sqft
1st Floor Area	1,892 sqft
Basement Area	486 sqft
Unfinished Basement	486 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Basement
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	B07630
Street Address	23 ELLIOTT DR
City	LOWELL
State	MA
Zip	01852-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Block	2080
Legal Lot Number	23
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1016
Census Tract	312502

Owner

23 Elliott Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 ELLIOTT DR, LOWELL, MA 01852-3703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
May 6, 2021	Deed of Trust, Mortgage · Line of Credit JEANNE D ARC CU
Dec 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ESSEX SAVINGS BANK
Jan 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PHILLIP CARIGNAN
Apr 27, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2022 · Amount on File
Deed Sale	Apr 27, 2022 · Amount on File
Prior Sale	Mar 28, 2005 · Amount on File
Deed Book / Page	37012 / 123
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	23 ELLIOTT DR, LOWELL, MA 01852-3703
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035186-213
Date	Jan 13, 2021
Book Page	35186/213
Instrument	2232

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	23 ELLIOTT DR, LOWELL, MA 01852-3703
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035716-36
Date	May 6, 2021
Book Page	35716/36
Instrument	26995

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	23 ELLIOTT DR, LOWELL, MA 01852-3703
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036658-52
Date	Dec 22, 2021
Book Page	36658/52
Instrument	74235

Lender

Name	ESSEX SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	23 ELLIOTT DR, LOWELL, MA 01852-3703
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036747-109
Date	Jan 21, 2022
Book Page	36747/109
Instrument	3491

Lender

Name	PHILLIP CARIGNAN

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 27, 2022
Property Address	23 ELLIOTT DR, LOWELL, MA 01852-3703
Document Number	037012-123
Book / Page	37012 / 123
Instrument Date	Apr 27, 2022
Instrument	17994
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23 ELLIOTT DR, LOWELL, MA 01852-3703

Mortgage

Document Number	0000017995
Date	Apr 27, 2022
Instrument	17995

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 23 Elliott Dr was $9,838, up 7.9% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,838.00 (+7.92%)	$866,800 (+9.16%) Land $272,300 Building $594,500	$811,527 (-7.07%)
2025	$9,116.00 (-1.56%)	$794,100 (+2.14%) Land $254,500 Building $539,600	$873,240 (+0.76%)
2024	$9,260.00 (+10.82%)	$777,500 (+15.56%) Land $237,900 Building $539,600	$866,685
2023	$8,356.00	$672,800 Land $206,800 Building $466,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Elliott Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Elliott Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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