23 E Chestnut St, Ephrata, PA 17522 Property Records

Lancaster County property record for 23 E Chestnut St, Ephrata, PA 17522

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,467 sqft · built 1940
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Aug 2019)
Tax Bill	$3,377 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`260-50038-0-0000`

Property Details

APN / Parcel Number

Primary APN	`260-50038-0-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,467 sqft Living Area
Gross Area	2,802 sqft
1st Floor Area	843 sqft
Upper Floors Area	624 sqft
Basement Area	624 sqft
Game Room	Game Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Stone
Construction Type	Stone
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Garage Area	247 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	711 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	23 E CHESTNUT ST
City	EPHRATA
State	PA
Zip	17522-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PMD
Legal Description	23 E CHESTNUT ST
Legal Lot Number	18
Jurisdiction	LANCASTER PA
Township / Civil Division	EPHRATA
Census Block Group	3
Census Block	3022
Census Tract	12200

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 E CHESTNUT ST, EPHRATA, PA 17522-2205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2025	Deed of Trust, Mortgage · Line of Credit BELCO COMMUNITY CU
Aug 2, 2019	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2019 · Amount on Record
Deed Sale	Aug 2, 2019 · Amount on Record
Prior Sale	May 26, 2011 · Amount on Record
Deed Document Number	20196471752
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	23 E CHESTNUT ST, EPHRATA, PA 17522-2205
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20250020513
Date	Jun 2, 2025
Instrument	20250020513

Lender

Name	BELCO COMMUNITY CU
Type	Credit Union
Address	HARRISBURG, PA 17111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Aug 2, 2019
Property Address	23 E CHESTNUT ST, EPHRATA, PA 17522-2205
Document Number	0006471752
Instrument Date	Aug 2, 2019
Instrument	6471752
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	REGAL ABSTRACT LANCASTER, REGAL ABS LANCASTER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 E CHESTNUT ST EPHRATA PA 175222205, EPHRATA, PA 17522-2205

Mortgage

Document Number	6471753
Date	Aug 2, 2019
Instrument	6471753

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Ephrata Borough
Unified School District	Ephrata Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,700 (-) Land $35,600 Building $102,100	$137,700 (-) Land $35,600 Building $102,100
2025	$3,377.00 (+2.27%)
2024	$3,302.00	$137,700 Land $35,600 Building $102,100
2018			$137,700 Land $35,600 Building $102,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Upward Broadband Fixed Wireless	100 / 40

May also be available: Verizon.

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