23 E Brown St, Vernon, IN 47282 Property Records

Jennings County property record for 23 E Brown St, Vernon, IN 47282

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,616 sqft · built 1868
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$436,000 (Dec 2025)
Tax Bill	$2,728 (2025)
Deeds & Mortgages	Oct 2015 Line of Credit Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-12-02-330-072.000-013`

Property Details

APN / Parcel Number

Primary APN	`40-12-02-330-072.000-013`
Alternative APNs	`00001023796` `0120011100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft

Exterior

Year Built	Built 1868
Effective Year Built	Effective 1939
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	576 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001023796
Street Address	23 E BROWN ST
City	VERNON
State	IN
Zip	47282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERNON 132
Jurisdiction	JENNINGS IN
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2035
Census Tract	960200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Vernon Historic District listed 1976 · 45 contributing resources · NRIS 76000024

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jennings County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	70 E BROWN ST, NORTH VERNON, IN 47265
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2015	Deed of Trust, Mortgage · Line of Credit MAINSOURCE BANK
Dec 18, 2025	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Dec 18, 2025	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Nov 25, 2020	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Prior Sale	Nov 25, 2020
Deed Document Number	202539651
Record Updated	Sep 20, 2026

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JENNINGS IN
Property Address	23 E BROWN ST, VERNON, IN 47282
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015003362
Date	Oct 30, 2015
Instrument	2015003362

Lender

Name	MAINSOURCE BANK
Type	Bank
Address	GREENSBURG, IN 47240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JENNINGS IN
Recording Date	Dec 18, 2025
Property Address	23 E BROWN ST, VERNON, IN 47282
Document Number	2025004161
Instrument Date	Dec 16, 2024
Instrument	2025004161
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 398, VERNON, IN 47282-0398

Mortgage

Document Number	2025004162
Date	Dec 18, 2025
Instrument	2025004162

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JENNINGS IN
Recording Date	Dec 18, 2025
Property Address	23 E BROWN ST, VERNON, IN 47282
Document Number	2025004161
Instrument Date	Dec 16, 2024
Instrument	2025004161
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 398, VERNON, IN 47282-0398

Mortgage

Document Number	2025004162
Date	Dec 18, 2025
Instrument	2025004162

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

November 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	JENNINGS IN
Recording Date	Nov 25, 2020
Property Address	23 E BROWN ST, VERNON, IN 47282
Document Number	2020004067
Instrument Date	Nov 24, 2020
Instrument	2020004067
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3129 25TH ST, COLUMBUS, IN 47203-2436
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jennings County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Jennings County
County Subdivision	Vernon Township
Municipality	Vernon Town
Unified School District	Jennings County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,728.00 (+5.17%)	$136,400 (+16.78%) Land $9,200 Building $127,200	$136,400 (+16.78%) Land $9,200 Building $127,200
2024	$2,594.00 (+22.13%)
2023		$116,800 (+9.98%) Land $9,200 Building $107,600	$116,800 (+9.98%) Land $9,200 Building $107,600
2022	$2,124.00	$106,200 Land $9,200 Building $97,000	$106,200 Land $9,200 Building $97,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1997–2011)
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, Straight-line Winds, And

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH VERNON WATER DEPARTMENT serves 6,500 people · EPA ID IN5240008
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021 Haloacetic acids resolved · Oct 2020
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2022
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Southeastern Indiana REMC.

Cell Coverage

5G (outdoors only) and 4G LTE

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