23 E Beach St, #218, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 23 E Beach St, #218, Watsonville, CA 95076

Property Summary

Property Type	Commercial
Details	built 1996
Lot Size	0.436 acres (18,992 sqft)
Owner	Company Name on File
Tax Bill	$50,283 (2025)
Deeds & Mortgages	Oct 2023 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`017-022-43`

Property Details

APN / Parcel Number

Primary APN	`017-022-43`
Alternative APN	`017-022-43-000`

Interior

Stories	2 Stories

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood
Lot Area	18,992 sqft (0.436 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15 E BEACH ST, 101
City	WATSONVILLE
State	CA
Zip	95076-4633
Property Category	Commercial
Property Type	Commercial > Retail
Legal Subdivision	PAJARO LODGE 90
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1011
Census Tract	110301

Owner

Source: Santa Cruz County records · APN 017-022-43

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	23 E BEACH ST, 209, WATSONVILLE, CA 95076-4638
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	15 E BEACH ST # 203, 203, WATSONVILLE, CA 95076-4632
Transaction Type	Mortgage
Record Updated	Oct 20, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 E BEACH ST 209, 209, WATSONVILLE, CA 95076-4631

Mortgage

Document Number	0000018989
Date	Oct 05, 2023
Instrument	2023-0018989

Lender

Name	MECHANICS BANK
Type	Bank
Address	WALNUT CREEK, CA 94596

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$3,974,185 (+2%) Land $935,676 Building $3,038,509
2025	$50,283.00 (+1,262.68%)	$3,896,259 (+4.04%) Land $917,329 Building $2,978,930
2023	$3,690.00 (-68.47%) Additional exemption filed	$3,744,963 Land $881,708 Building $2,863,255
2022	$11,703.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Internet Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Communications, LLC., Verizon.

Based on FCC filings for 464 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF WATSONVILLE serves 65,231 people
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.