23 E 7th St, Spencer, IA 51301 Property Records

Clay County property record for 23 E 7th St, Spencer, IA 51301

Property Summary

Property TypeOffice Building
Details32,840 sqft · built 1974
Lot Size0.85 acres (37,026 sqft)
OwnerCompany Name on Record
Flood ZoneZone X (minimal risk)
APN963607380004

Property Details

APN / Parcel Number

Primary APN963607380004
Alternative APN
  • 68396360738000400

Interior

Stories1 Story
Building Area32,840 sqft Gross Area
FlooringCarpet

Exterior

Year BuiltBuilt 1974
Exterior MaterialBrick Veneer
Roof MaterialUrethane Foam
Lot Area37,026 sqft (0.85 acres)
Canopy352 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Old Parcel Number68396360738000400
Street Address23 E 7TH ST
CitySPENCER
StateIA
Zip51301-4019
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Local Zoning CodeCBD CENTRAL B
Legal DescriptionTR 222' X 152' SE SW 7-96-36 L&I
Legal Range36
Legal Township17
Legal Section07
Legal SubdivisionL & I
JurisdictionCLAY IA
Township / Civil DivisionSPENCER
Census Block Group2
Census Block2009
Census Tract80200

Owner

Source: Clay County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address800 E 3RD ST, SPENCER, IA 51301-5122
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 1996
Deed SaleApr 22, 1996
Deed Document Number0000R3 247
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalitySpencer City
Unified School DistrictSpencer Community School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$1,481,610 (+9.7%) Land $190,650 Building $1,290,960$1,481,610 (+9.7%) Land $190,650 Building $1,290,960
2023$1,350,660 Land $190,650 Building $1,160,010$1,350,660 Land $190,650 Building $1,160,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA1 of 6
Most Recent ClaimJun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER MUNICIPAL WATER UTILITY
serves 11,325 people · EPA ID IA2171071
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spencer Municipal Utilities
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink, Verizon.

Nearby Properties on E 7th St

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