23 E 48th St, Savannah, GA 31405 Property Records

Chatham County property record for 23 E 48th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,078 sqft · built 1923
Lot Size	0.145 acres (6,299 sqft)
Owner	Individual Name on Record
Tax Bill	$10,788 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Jul 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2-0088-06-002`

Property Details

APN / Parcel Number

Primary APN	`2-0088-06-002`
Alternative APN	`A290J382`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,078 sqft Living Area
1st Floor Area	2,318 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Garage Area	168 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	390 sqft
Patio Area	390 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	23 E 48TH ST
City	SAVANNAH
State	GA
Zip	31405-2120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 56 AND 57 DAVANT WARD
Legal Subdivision	ARDSLEY PARK
Legal Lot Number	56
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1028
Census Tract	2900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 E 48TH ST, SAVANNAH, GA 31405-2120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2025	Deed of Trust, Mortgage · Line of Credit LOWER
Jul 31, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 28, 2023	Warranty Deed, Transfer
May 8, 2023	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICA FUNDING
May 8, 2023	Warranty Deed, Transfer
Mar 5, 2021	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2023
Deed Sale	Nov 28, 2023
Prior Sale	May 12, 2023 · Amount on Record
Deed Book / Page	3250 / 373
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	23 E 48TH ST, SAVANNAH, GA 31405-2120
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 E 48TH ST, SAVANNAH, GA 31405-2120

Mortgage

Document Number	0037330090
Date	Jul 29, 2025
Book Page	0000003733/0000000090

Lender

Name	LOWER

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	23 E 48TH ST, SAVANNAH, GA 31405-2120
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 E 48TH ST, SAVANNAH, GA 31405-2120

Mortgage

Document Number	0031560307
Date	Jul 31, 2023
Book Page	0000003156/0000000307

Lender

Name	DISCOVER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 28, 2023
Property Address	23 E 48TH ST, SAVANNAH, GA 31405-2120
Document Number	0032500373
Book / Page	3250 / 373
Instrument Date	Nov 28, 2023
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 E 48TH ST, SAVANNAH, GA 31405-2120

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 8, 2023
Property Address	23 E 48TH ST, SAVANNAH, GA 31405-2120
Document Number	0030920113
Book / Page	3092 / 113
Instrument Date	May 8, 2023
Instrument	2023-004484
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E 48TH ST, SAVANNAH, GA 31405-2122

Mortgage

Document Number	0003092116
Date	May 8, 2023
Instrument	3092/116

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 8, 2023
Property Address	23 E 48TH ST, SAVANNAH, GA 31405-2120
Document Number	0030920134
Book / Page	3092 / 134
Instrument Date	May 8, 2023
Instrument	2023-004487
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 E 48TH ST, SAVANNAH, GA 31405-2120

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 5, 2021
Property Address	23 E 48TH ST, SAVANNAH, GA 31405-2120
Document Number	0022800683
Book / Page	2280 / 683
Instrument Date	Mar 5, 2021
Instrument	2021-002808
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 E 48TH ST, SAVANNAH, GA 31405-2120

Mortgage

Document Number	0000002280/0000000685
Date	Mar 12, 2021
Book Page	0000002280/0000000685

Lender

Name	MORGAN STANLEY PRIVATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,788.00 (-17.76%)	$504,080 (+34.71%) Land $64,000 Building $440,080	$1,260,200 (+34.71%) Land $160,000 Building $1,100,200
2024	$13,118.00 (+15.46%)
2023		$374,200 (+29.93%) Land $64,800 Building $309,400	$935,500 (+29.93%) Land $162,000 Building $773,500
2022	$11,362.00	$288,000 Land $16,600 Building $271,400	$720,000 Land $41,500 Building $678,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	14 (1979–2024)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: ClearWave, LiveOak Fiber, Seimitsu, T-Mobile.

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