23 E 3900 N, Provo, UT 84604 Property Records

Utah County property record for 23 E 3900 N, Provo, UT 84604 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,052 sqft · built 2022
Lot Size0.232 acres (10,104 sqft)
Owner2 Individual Names on File
Last Sale$395,010 (Feb 2023)
Tax Bill$5,738 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Jan 2022 Construction Loan
+ 4 more
Flood ZoneZone X (minimal risk)
APN48-454-0032

Property Details

APN / Parcel Number

Primary APN48-454-0032

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,052 sqft Living Area
Gross Area5,885 sqft
Basement Area1,823 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Roof TypeGable
Roof MaterialOther
Lot Area10,104 sqft (0.232 acres)
Garage TypeAttached
Garage Area1,010 sqft
Parking Spaces4 Parking Spaces
PorchRaised Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address23 E 3900 N
CityPROVO
StateUT
Zip84604-4527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 32, PLAT B, ORCHARD ESTATES 2ND AMD SUB AREA 0.232 AC.
Legal SubdivisionORCHARD ESTATES 2ND AMD SUB
Legal Lot Number32
JurisdictionUTAH UT
Township / Civil DivisionPROVO-OREM
Census Block Group1
Census Block1013
Census Tract1501

Owner

Source: Utah County records · APN 48-454-0032

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address23 E 3900 N, PROVO, UT 84604-4527
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · Line of Credit
CENTRAL BANK
Jan 26, 2022Deed of Trust, Mortgage · Construction Mortgage
CENTRAL BANK
Feb 28, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
CENTRAL BANK
Oct 29, 2021Quit Claim Deed, Transfer
Quitclaim
Apr 01, 2021Warranty Deed, Transfer
MERIDIAN TITLE
Apr 01, 2021Warranty Deed, Subdivision Related Transfer
MERIDIAN TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 28, 2023 · Amount on Record
Deed SaleFeb 28, 2023 · Amount on Record
Prior SaleApr 01, 2021
Deed Document Number202312330
Prior Transfer DateFeb 21, 2023
Prior Transfer Doc0000012330
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address23 E 3900 N, PROVO, UT 84604-4527
Transaction TypeMortgage
Record UpdatedOct 09, 2025
Title CompanyPRO TITLE, PRO TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 E 3900 N, PROVO, UT 84604-4527

Mortgage

Document Number0000075428
DateSep 30, 2025
Instrument75428:2025
Lender
NameCENTRAL BANK
TypeBank
AddressPROVO, UT 84601
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address23 E 3900 N, PROVO, UT 84604-4527
Transaction TypeMortgage
Record UpdatedSep 22, 2023
Title CompanyHIGHLANDER TITLE, HIGHLAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3511 N COTTONWOOD LN, PROVO, UT 84604-7405

Mortgage

Document Number0000011207
DateJan 26, 2022
Instrument11207:2022
Lender
NameCENTRAL BANK
TypeBank
AddressPROVO, UT 84601
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUTAH UT
Recording DateFeb 28, 2023
Property Address23 E 3900 N, PROVO, UT 84604-4527
Document Number0000012330
Instrument DateFeb 21, 2023
Instrument12330:2023
Transaction TypeTransfer
Record UpdatedSep 22, 2023
Title CompanyPRO TITLE, PRO TITLE AND ESCROW INC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address23 E 3900 N, PROVO, UT 84604-4527

Mortgage

Document Number0000012331
DateFeb 28, 2023
Instrument12331:2023
Lender
NameCENTRAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionUTAH UT
Recording DateOct 29, 2021
Property Address23 E 3900 N, PROVO, UT 84604-4527
Document Number0000184658
Instrument DateOct 29, 2021
Instrument184658:2021
Transaction TypeTransfer
Record UpdatedSep 22, 2023

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3511 N COTTONWOOD LN, PROVO, UT 84604-7405

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUTAH UT
Recording DateApr 01, 2021
Property Address23 E 3900 N, PROVO, UT 84604-4527
Document Number0000062185
Instrument DateApr 01, 2021
Instrument62185
Transaction TypeTransfer
Record UpdatedApr 15, 2021
Title CompanyMERIDIAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address17 E WINCHESTER ST #200 MURRAY UT 841075610, 200, MURRAY, UT 84107-5610

April 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionUTAH UT
Recording DateApr 01, 2021
Property Address23 E 3900 N, PROVO, UT 84604-4527
Document Number0000062186
Instrument DateApr 01, 2021
Instrument62186
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 15, 2021
Title CompanyMERIDIAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3553 N 440 W PROVO UT 846047428, PROVO, UT 84604-7428

Tax Assessment & Valuation

Source: Utah County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateUtah
CountyUtah County
MunicipalityProvo City
Unified School DistrictProvo School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$589,490 (-43.39%)$1,071,800 (+2.93%) Land $292,400 Building $779,400
2025$5,738.00$1,041,300 (+111.82%) Land $292,400 Building $748,900$1,041,300 (+16.5%) Land $292,400 Building $748,900
2024$5,738.00 (+13.29%)
2023$5,065.00 (+66.94%)$491,590 (+65.57%)$893,800 (+201.04%) Land $278,500 Building $615,300
2022$3,034.00$296,900 Land $296,900$296,900 Land $296,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Utah County (49049C), updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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