23 E 12th St, Cortez, CO 81321 Property Records

Montezuma County property record for 23 E 12th St, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · built 2021
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Mar 2021)
Tax Bill	$742 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R015607`

Property Details

APN / Parcel Number

Primary APN	`R015607`
Alternative APN	`561135220042`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R015607
Street Address	23 E 12TH ST
City	CORTEZ
State	CO
Zip	81321-3525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SUBDIVISION: SEDONA ESTATES PHASE 3 LOT: 41 100% MIN INT (MC1628) B508 P672
Legal Range	16W
Legal Township	36N
Legal Section	10
Legal Subdivision	SEDONA ESTATES PHASE 3
Legal Phase	3
Legal Lot Number	41
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	4
Census Block	4005
Census Tract	969400

Owner

Source: Montezuma County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1261, CORTEZ, CO 81321-1261
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Deed Document Number	2021636096
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Mar 30, 2021
Property Address	23 E 12TH ST, CORTEZ, CO 81321-3525
Document Number	0000636096
Map Reference	MB 16 PG 91
Instrument Date	Mar 30, 2021
Instrument	636096
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$18.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1032, CORTEZ, CO 81321-1032

Mortgage

Document Number	0000636097
Date	Mar 30, 2021
Instrument	636097

Lender

Name	HABITAT FOR HUAMANITY OF MONTEZUMA
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$742.00 (+47.81%)	$14,718 (+50.46%) Land $1,759 Building $12,959	$184,897 (+50.45%) Land $22,100 Building $162,797
2024	$502.00 (+9.85%)	$9,782 (-30.92%) Land $1,215 Building $8,567	$122,895 (-30.92%) Land $15,267 Building $107,628
2023	$457.00 (-11.26%)	$14,160 (-63.52%) Land $1,759 Building $12,401	$177,895 (+32.91%) Land $22,100 Building $155,795
2022	$515.00	$38,814 Land $6,409 Building $32,405	$133,843 Land $22,100 Building $111,743

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 73% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Choice Broadband Fixed Wireless	400 / 80
Visionary Broadband Fixed Wireless	100 / 20
Nimbus Solutions Fixed Wireless	100 / 20

May also be available: CYAN Wireless, Farmers Telecommunications.

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