23 Dwight Ave, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 23 Dwight Ave, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,432 sqft · built 1972
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on Record
Last Sale	$479,000 (Nov 2020)
Tax Bill	$12,385 (2023)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2024 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`392689 50.11-3-74`

Property Details

APN / Parcel Number

Primary APN	`392689 50.11-3-74`
Alternative APNs	`392689-050-011-0003-074-000-000` `268905001100030740000000` `00458230000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,432 sqft Living Area
1st Floor Area	1,546 sqft
Basement Area	886 sqft
Finished Basement	886 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Raised Ranch
Exterior Material	Composition/Composite
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	260 ft deep x 192 ft wide
View / Lot	Suburban
Garage Type	Basement
Porch	Open Porch
Porch Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00458230000
Street Address	23 DWIGHT AVE
City	SPRING VALLEY
State	NY
Zip	10977-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Subdivision	ECKERSON TERRACE SEC 2A
Legal Block	3
Legal Lot Number	74.0
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	2
Census Block	2003
Census Tract	11512

Owner

Source: Rockland County and Ramapo Town records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	44 MEZRITCH RD, 212, SPRING VALLEY, NY 10977-8973
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Commercial Mortgage FM HOME LOANS LLC
Apr 18, 2024	Bargain and Sale Deed, Transfer
Nov 6, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
May 15, 2018	Loan Modification, Mortgage · Line of Credit CITIBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2020 · Amount on Record
Deed Sale	Nov 6, 2020 · Amount on Record
Deed Document Number	202032737
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	23 DWIGHT AVE, SPRING VALLEY, NY 10977-3104
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006391
Date	Feb 25, 2026
Instrument	2026-00006391

Lender

Name	FM HOME LOANS LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

April 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Apr 18, 2024
Property Address	23 DWIGHT AVE, SPRING VALLEY, NY 10977-3104
Document Number	0000010755
Map Reference	BK 82 PG 2 MAP 4142
Instrument Date	Apr 8, 2024
Instrument	2024-00010755
Transaction Type	Transfer
Record Updated	May 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 HAYES CT UNIT 201, 201, MONROE, NY 10950-3833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 MEZRITCH RD # 212, 212, SPRING VALLEY, NY 10977-8973

November 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Nov 6, 2020
Property Address	23 DWIGHT AVE, SPRING VALLEY, NY 10977-3104
Document Number	0000032737
Map Reference	BK 82 PG 2 MAP 4142
Instrument Date	Oct 26, 2020
Instrument	2020-00032737
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	LAND TRACK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,916.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 HAYES CT, MONROE, NY 10950-3826

Mortgage

Document Number	0000032738
Date	Nov 6, 2020
Instrument	2020-00032738

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKLAND NY
Property Address	23 DWIGHT AVE, SPRING VALLEY, NY 10977-3104
Document Number	0000015030
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018
Title Company	SERVICELINK CRS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 DWIGHT AVE SPRING VALLEY NY 109773104, SPRING VALLEY, NY 10977-3104

Mortgage

Document Number	0000015030
Date	May 22, 2018
Instrument	15030

Lender

Name	CITIBANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.64%

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024		$51,000 (-) Land $15,000 Building $36,000	$54,000 (-)
2023	$12,385.00	$51,000 Land $15,000 Building $36,000	$54,000 Land $15,882 Building $38,118

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Skywire Networks.

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