23 Duck Dr, #A, Mars Hill, NC 28754 Property Records

Madison County property record for 23 Duck Dr, #A, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 4,864 sqft · built 1965
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (May 2026)
Tax Bill	$1,992 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9747-81-3744`

Property Details

APN / Parcel Number

Primary APN	`9747-81-3744`
Alternative APNs	`9747813744 0012785` `12785`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	4,864 sqft Heated Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,431 sqft (1.02 acres)

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	152 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	23 DUCK DR, A
City	MARS HILL
State	NC
Zip	28754-8425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Block	81
Jurisdiction	MADISON NC
Township / Civil Division	3, MARS HILL
Census Block Group	3
Census Block	3011
Census Tract	10602

Owner

Source: Madison County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 DUCK DR, MARS HILL, NC 28754-8425
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK
Jan 16, 2026	Warranty Deed, Transfer
Jan 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage ALFIE INVESTORS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Jan 16, 2026 · Amount on Record
Deed Document Number	2026361690
Deed Book / Page	833 / 95
Prior Transfer Date	Jul 21, 2014
Prior Transfer Doc	0005750548
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	May 1, 2026
Property Address	23 DUCK DR, A, MARS HILL, NC 28754-8425
Document Number	0000361690
Book / Page	833 / 95
Instrument Date	May 1, 2026
Instrument	2026.361690
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$61,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 DUCK DR, MARS HILL, NC 28754-8425
Investor	Possibly a Property Investor

Mortgage

Document Number	0000361691,
Date	May 1, 2026
Instrument	2026.361691

Lender

Name	HOMETRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000361692,
Date	May 1, 2026
Book Page	833/111
Instrument	2026.361692

Lender

Agreement

Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	May 1, 2026
Property Address	23 DUCK DR, A, MARS HILL, NC 28754-8425
Document Number	0008330095
Book / Page	833 / 95
Instrument Date	May 1, 2026
Instrument	2026361690
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$61,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 DUCK DR, MARS HILL, NC 28754-8425
Investor	Possibly a Property Investor

Mortgage

Document Number	0000361690,
Date	May 1, 2026
Book Page	833/98
Instrument	2026361690

Lender

Name	HOMETRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0833000111,
Date	May 1, 2026
Book Page	833/111

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY

Agreement

Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Jan 16, 2026
Property Address	23 DUCK DR # A, A, MARS HILL, NC 28754-8425
Document Number	0008260673
Book / Page	826 / 673
Map Reference	MB 10 PG 925
Instrument Date	Jan 16, 2026
Instrument	360669
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 ELK MOUNTAIN SCENIC HWY, ASHEVILLE, NC 28804-1706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 HAMBURG RD, MARS HILL, NC 28754-6706

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	21 DUCK DR, MARS HILL, NC 28754-8425
Document Number	0006430579
Book / Page	000643 / 000579
Instrument Date	Jan 4, 2018
Transaction Type	Mortgage
Record Updated	Jan 17, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 COXE AVE ASHEVILLE NC 288014051, ASHEVILLE, NC 28801-4051

Mortgage

Document Number	0006430579
Date	Jan 4, 2018
Book Page	000643/000579
Instrument	327824

Lender

Name	ALFIE INVESTORS LLC
Address	19 ARLINGTON ST # 1, ASHEVILLE, NC 28801-2064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Municipality	Mars Hill Town
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,992.00	$403,563 (-) Land $38,450 Building $365,113	$403,563 (-) Land $38,450 Building $365,113
2024	$1,992.00	$403,563 (+44.98%) Land $38,450 Building $365,113	$403,563 (+44.98%) Land $38,450 Building $365,113
2023		$278,366 Land $37,944 Building $240,422	$278,366 Land $37,944 Building $240,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MARS HILL serves 3,030 people · EPA ID NC0158010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
French Broad EMC Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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