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23 Downs Ct, Carolina, RI 02812 Property Records

Richmond Town property record for 23 Downs Ct, Carolina, RI 02812 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,560 sqft · built 1997
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Tax Bill$5,404 (2025)
Deeds & MortgagesMar 2024 Refinance
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN18-0434-93

Property Details

APN / Parcel Number

Primary APN18-0434-93
Alternative APN
  • RICH M:09C B:008 L:004

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,560 sqft Living Area
Gross Area3,312 sqft
Basement Area780 sqft
Unfinished Basement780 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area87,120 sqft (2 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number18-0434-93
Street Address23 DOWNS CT
CityCAROLINA
StateRI
Zip02812-1057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block8
Legal Lot Number4
JurisdictionRICHMOND RI
Township / Civil DivisionRICHMOND
Census Block Group4
Census Block4048
Census Tract50600

Owner

Source: Richmond Town records · APN 18-0434-93

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 123, CAROLINA, RI 02812-0123
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
WESTERLY COMMUNITY CU
Aug 03, 2018Deed of Trust, Mortgage
WESTERLY COMMUNITY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND RI
Property Address23 DOWNS CT, RICHMOND, RI 02812-1057
Transaction TypeMortgage
Record UpdatedMar 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000368-704
DateMar 08, 2024
Book Page368/704
Lender
NameWESTERLY COMMUNITY CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term145 Months
DueApr 01, 2036

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND RI
Property Address23 DOWNS CT, RICHMOND, RI 02812-1057
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number321-880
DateAug 03, 2018
Book Page321/880
Lender
NameWESTERLY COMMUNITY CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term84 Months
DueAug 01, 2025

Tax Assessment & Valuation

Source: Richmond Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionRichmond Town
Unified School DistrictChariho Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,404.00 (-0.63%)$368,400 (-) Land $123,200 Building $245,200
2023$5,438.00$368,400 Land $123,200 Building $245,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090506004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims8 (1999–2014)
Claims Outside the SFHA6 of 8
Most Recent ClaimApr 2014, rainfall accumulation
Claims By Storm
  • Severe Storms And Flooding, Mar 2010 · 6 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 62% of Rhode Island
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Carolina Village Historic District
listed 1974 · 71 contributing resources · NRIS 74000009

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 112 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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