23 Downing Dr, Texarkana, AR 71854 Property Records

Miller County property record for 23 Downing Dr, Texarkana, AR 71854

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,519 sqft · built 1972
Lot Size	0.425 acres (18,513 sqft)
Owner	2 Individual Names on File
Tax Bill	$618 (2026)
Deeds & Mortgages	May 2020 Reverse Mortgage May 2020 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5730120`

Property Details

APN / Parcel Number

Primary APN	`5730120`
Alternative APN	`35361`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,519 sqft Living Area
1st Floor Area	2,519 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	18,513 sqft (0.425 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	2,700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	573 sqft
Patio Area	132 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	23 DOWNING DR
City	TEXARKANA
State	AR
Zip	71854-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 59.33' OF LOT 12 & ALL OF LOT 13
Legal Range	28W
Legal Township	15S
Legal Section	17
Legal Subdivision	WOODLAND 2ND
Legal Block	5
Legal Lot Number	12,13
Jurisdiction	MILLER AR
Township / Civil Division	GARLAND
Census Block Group	2
Census Block	2011
Census Tract	20702

Owner

23 Downing Dr is owned and occupied by two individuals who acquired it in October 1972.

Source: Miller County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 DOWNING DR, TEXARKANA, AR 71854-3005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage · Reverse Mortgage HUD
May 1, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 1972
Deed Sale	Oct 5, 1972
Deed Book / Page	241 / 619
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER AR
Property Address	23 DOWNING DR, TEXARKANA, AR 71854-3005
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R003645
Date	May 1, 2020
Instrument	2020R003645

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	796 Months
Due	Sep 25, 2086

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2021

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER AR
Property Address	23 DOWNING DR, TEXARKANA, AR 71854-3005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R003644
Date	May 1, 2020
Instrument	2020R003644

Lender

Name	AMERICAN ADVISORS GROUP
Type	Funding / Finance Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	796 Months
Due	Sep 25, 2086

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2021
Change Frequency	Annually

Tax Assessment & Valuation

The 2026 property tax bill for 23 Downing Dr was $618 with a homeowner's exemption, down 10.8% from the year before.

Source: Miller County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Miller County
Municipality	Texarkana City
Unified School District	Texarkana School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$618.00 (-10.82%) Homeowner's exemption	$55,980 (-) Land $3,600 Building $52,380	$279,900 (-) Land $18,000 Building $261,900
2025	$693.00 Homeowner's exemption	$55,980 Land $3,600 Building $52,380	$279,900 Land $18,000 Building $261,900
2023	$812.00 Homeowner's exemption	$40,280 Land $3,600 Building $36,680	$201,400 Land $18,000 Building $183,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Downing Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1979–2001)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Oct 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Downing Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXARKANA WATER UTILITIES serves 50,815 people · EPA ID AR0000360
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SWATFIRST.

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