23 Dover Cir, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 23 Dover Cir, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,996 sqft · built 1990
Lot Size	0.704 acres (30,653 sqft)
Owner	Trust Name on Record
Tax Bill	$10,184 (2025)
Deeds & Mortgages	Nov 2019 Refinance Dec 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`124-038`

Property Details

APN / Parcel Number

Primary APN	`124-038`
Alternative APNs	`FRAN M:227 L:044` `M:124 L:038`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,996 sqft Living Area
Gross Area	5,951 sqft
Basement Area	1,469 sqft
Unfinished Basement	1,469 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	30,653 sqft (0.704 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	124-038
Street Address	23 DOVER CIR
City	FRANKLIN
State	MA
Zip	02038-1560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	DEER VIEW ESTATES
Legal Lot Number	44
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	1
Census Block	1013
Census Tract	442103

Owner

Source: Norfolk County and Franklin Town City records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	23 DOVER CIR, FRANKLIN, MA 02038-1560
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DEAN COOPERATIVE BANK
Dec 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DEAN COOPERATIVE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2012
Deed Sale	Nov 29, 2012
Prior Sale	Nov 29, 2012
Deed Document Number	2012
Deed Book / Page	30735 / 516
Transfer Doc	3073000516
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	23 DOVER CIR, FRANKLIN, MA 02038-1560
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037314-412
Date	Nov 5, 2019
Book Page	37314/412
Instrument	101976

Lender

Name	DEAN COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	23 DOVER CIR, FRANKLIN, MA 02038-1560
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037417-177
Date	Dec 9, 2019
Book Page	37417/177
Instrument	114855

Lender

Name	DEAN COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	253 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,184.00 (-2.93%)	$876,400 (-1.51%) Land $375,000 Building $501,400	$986,765 (+4.62%)
2024	$10,491.00 (+8.79%)	$889,800 (+16.09%) Land $375,000 Building $514,800	$943,160
2023	$9,643.00	$766,500 Land $318,600 Building $447,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1979–2023)
Claims Outside the SFHA	7 of 17
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, Oct 2005 · 3 claims Heavy Rains And Flooding, Jul 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dover Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures