23 Dildy Ln, Gates, NC 27937 Property Records

Gates County property record for 23 Dildy Ln, Gates, NC 27937

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,280 sqft · built 2019
Lot Size	5.5 acres (239,580 sqft)
Owner	Individual Name on File
Last Sale	$228,500 (Sep 2019)
Tax Bill	$2,453 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-01985`

Property Details

APN / Parcel Number

Primary APN	`10-01985`
Alternative APN	`19954`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,280 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Lot Area	239,580 sqft (5.5 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	19954
Street Address	23 DILDY LN
City	GATES
State	NC
Zip	27937-8809
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1
Legal Description	R.W. HAYES
Legal Subdivision	J W FREEMAN ESTATE
Jurisdiction	GATES NC
Township / Civil Division	REYNOLDSON
Census Block Group	2
Census Block	2001
Census Tract	970300

Owner

23 Dildy Ln, a rural home, is owned by an individual who bought it in September 2019.

Source: Gates County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	15 EMILY ST, GATES, NC 27937-9682
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Sep 18, 2019	Warranty Deed, Transfer · FHA Mortgage TIDEWATER HOME FUNDING LLC
Jun 27, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2019 · Amount on File
Deed Sale	Sep 18, 2019 · Amount on File
Prior Sale	Jun 27, 2019 · Amount on File
Deed Document Number	2019315936
Deed Book / Page	349 / 776
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GATES NC
Property Address	23 DILDY LN, GATES, NC 27937-8809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 DILDAY LN, GATES, NC 27937-8809

Mortgage

Document Number	358/18
Date	Oct 7, 2020
Book Page	358/18
Instrument	317427

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Oct 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GATES NC
Recording Date	Sep 18, 2019
Property Address	23 DILDY LN, GATES, NC 27937-8809
Document Number	349/776
Book / Page	349 / 776
Map Reference	CAB 2 SL 134
Instrument Date	Sep 18, 2019
Instrument	315936
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 607, MURFREESBORO, NC 27855-0607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 DILDAY LANE, GATES, NC 27937-8809

Mortgage

Document Number	315937
Date	Sep 18, 2019
Instrument	315937

Lender

Name	TIDEWATER HOME FUNDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GATES NC
Recording Date	Jun 27, 2019
Property Address	23 DILDY LN, GATES, NC 27937-8809
Document Number	348/371
Book / Page	348 / 371
Map Reference	CAB 2 SL 134 PG 1
Instrument Date	Jun 27, 2019
Instrument	315654
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount on Record
Tax	$66.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 241, GATESVILLE, NC 27938-0241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 607, MURFREESBORO, NC 27855-0607

Tax Assessment & Valuation

The 2026 property tax bill for 23 Dildy Ln was $2,453, up 0.8% from the year before.

Source: Gates County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gates County
Unified School District	Gates County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,453.00 (+0.82%)	$319,902 (-) Land $48,244 Building $271,658	$319,902 (-) Land $48,244 Building $271,658
2025	$2,433.00	$319,902 Land $48,244 Building $271,658	$319,902 Land $48,244 Building $271,658
2023	$2,020.00	$205,994 Land $41,224 Building $164,770	$205,994 Land $41,224 Building $164,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Dildy Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective December 29, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Dildy Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GATES COUNTY WATER SYSTEM serves 11,621 people · EPA ID NC0437020
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fybe Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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