23 Demarest Ave, Englewood Cliffs, NJ 07632 Property Records

Bergen County and Englewood Cliffs Borough property record for 23 Demarest Ave, Englewood Cliffs, NJ 07632

Property Summary

Property Type	Single Family Home
Details	2,238 sqft · built 1955
Lot Size	0.508 acres (22,120 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Jun 2021)
Tax Bill	$12,030 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-00802-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`16-00802-0000-00003`
Alternative APNs	`160080200003` `115200`

Interior

Building Area	2,238 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	22,120 sqft (0.508 acres)
Lot Dimensions	140 ft deep x 158 ft wide

Location & Zoning

Account Number	115200
Street Address	23 DEMAREST AVE
City	ENGLEWOOD CLIFFS
State	NJ
Zip	07632-3036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	158X140 IRREG
Legal Subdivision	FRANCIS E TROY
Legal Block	802
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	ENGLEWOOD CLIFFS
Census Block Group	5
Census Block	5014
Census Tract	16000

Owner

23 Demarest Ave is owned and occupied by an individual who bought it in June 2021.

Source: Bergen County and Englewood Cliffs Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	23 DEMAREST AVE, ENGLEWOOD CLIFFS, NJ 07632-3036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed of Trust, Mortgage · Line of Credit HANMI BANK
Jun 9, 2021	Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2021 · Amount on File
Deed Sale	Jun 9, 2021 · Amount on File
Deed Document Number	202192893
Deed Book / Page	4201 / 1761
Prior Transfer Date	Dec 19, 2008
Prior Transfer Doc	0000050367
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	23 DEMAREST AVE, ENGLEWOOD CLIFFS, NJ 07632-3036
Transaction Type	Mortgage
Record Updated	Jan 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 WEST ST C, C, FORT LEE, NJ 07024-5060

Mortgage

Document Number	0051401089
Date	Dec 12, 2023
Book Page	5140/1089
Instrument	2023079252

Lender

Name	HANMI BANK
Type	Bank
Address	LOS ANGELES, CA 90010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 9, 2021
Property Address	23 DEMAREST AVE, ENGLEWOOD CLIFFS, NJ 07632-3036
Document Number	0042011761
Book / Page	4201 / 1761
Instrument Date	Apr 13, 2021
Instrument	2021092893
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	BLUELAND TITLE AGENCY INC, BLUELAND TITLE AGNEYC INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 7TH ST, 25, ENGLEWOOD CLIFFS, NJ 07632-2409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 DEMAREST AVE, ENGLEWOOD CLIFFS, NJ 07632-3036

Mortgage

Document Number	2021092894
Date	Jun 9, 2021
Instrument	2021092894

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 23 Demarest Ave was $12,030, up 0.9% from the year before.

Source: Bergen County and Englewood Cliffs Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Englewood Cliffs Borough
Unified School District	Englewood Cliffs Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,519,100 (+47.11%) Land $970,000 Building $549,100	$1,519,100 (+47.11%) Land $970,000 Building $549,100
2025	$12,030.00 (+0.87%)	$1,032,600 Land $970,000 Building $62,600	$1,032,600 Land $970,000 Building $62,600
2024	$11,926.00
2023		$1,032,600 Land $970,000 Building $62,600	$1,032,600 Land $970,000 Building $62,600
2022	$11,596.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Demarest Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1983)
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Demarest Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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