23 Davis St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 23 Davis St, Cumberland, RI 02864

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,728 sqft · built 1900
Lot Size	0.126 acres (5,489 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Aug 2017)
Tax Bill	$4,967 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9219-35`

Property Details

APN / Parcel Number

Primary APN	`9219-35`
Alternative APN	`CUMB M:004 B:0168 L:000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	3,566 sqft
1st Floor Area	864 sqft
Attic	Attic
Attic Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,489 sqft (0.126 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9219-35
Street Address	23 DAVIS ST
City	CUMBERLAND
State	RI
Zip	02864-7832
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	110
Legal Block	168
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	5
Census Block	5012
Census Tract	11200

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 DAVIS ST, CUMBERLAND, RI 02864-7832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Line of Credit BANK RHODE ISLAND
Jan 27, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Aug 11, 2017	Warranty Deed, Transfer · FHA Mortgage COASTWAY COMMERCIAL BANK
Jan 5, 2017	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2017 · Amount on Record
Deed Sale	Aug 11, 2017 · Amount on Record
Prior Sale	Oct 31, 2016 · Amount on Record
Deed Book / Page	1750 / 304
Transfer Doc	001727-103
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	23 DAVIS ST, CUMBERLAND, RI 02864-7832
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002013-240
Date	Oct 16, 2025
Book Page	2013/240
Instrument	151605

Lender

Name	BANK RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2065

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	23 DAVIS ST, CUMBERLAND, RI 02864-7832
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001920-940
Date	Jan 27, 2022
Book Page	1920/940
Instrument	130792

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Aug 11, 2017
Property Address	23 DAVIS ST, CUMBERLAND, RI 02864-7832
Document Number	001750-304
Book / Page	1750 / 304
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.58
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0017500306
Date	Aug 11, 2017
Instrument	01750/0306

Lender

Name	COASTWAY COMMERCIAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2047

January 2017: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jan 5, 2017
Property Address	23 DAVIS ST, CUMBERLAND, RI 02864-7832
Document Number	1732-575
Book / Page	001732 / 000575
Instrument Date	Nov 15, 2016
Transaction Type	Transfer
Record Updated	Jan 31, 2017

Transaction

Amount	Amount Recorded
Tax	$2.07
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,967.00 (+9.14%)	$496,200 (+33.78%) Land $175,000 Building $321,200	$493,159
2025	$4,551.00 (+5.59%)	$370,900 (-) Land $88,900 Building $282,000
2023	$4,310.00 (+33.85%)	$370,900 (+72.67%) Land $88,900 Building $282,000
2022	$3,220.00	$214,800 Land $65,200 Building $149,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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