23 Davis Rd, Binghamton, NY 13901 Property Records

Broome County and Chenango Town property record for 23 Davis Rd, Binghamton, NY 13901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,556 sqft · built 1971
Lot Size	0.33 acres (14,406 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Dec 2009)
Tax Bill	$4,971 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Nov 2020 Mortgage
APN	`032400 095.08-3-5`

Property Details

APN / Parcel Number

Primary APN	`032400 095.08-3-5`
Alternative APNs	`240009500800030050000000` `24330900000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,556 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	528 sqft
Finished Basement	528 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,406 sqft (0.33 acres)
Lot Dimensions	180 ft deep x 80 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	312 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	24330900000
Street Address	23 DAVIS RD
City	BINGHAMTON
State	NY
Zip	13901-5733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	006000002600A0500000
Legal Subdivision	APPLEWOOD ACRES SUBDIVISION #3
Legal Block	3
Legal Lot Number	5.000
Jurisdiction	BROOME NY
Township / Civil Division	CHENANGO
Census Block Group	3
Census Block	3013
Census Tract	12101

Owner

23 Davis Rd is owned and occupied by an individual who bought it in December 2009.

Source: Broome County and Chenango Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	23 DAVIS RD, BINGHAMTON, NY 13901-5733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Line of Credit EMPOWER FCU
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage HORIZONS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2009 · Amount on File
Deed Sale	Dec 22, 2009 · Amount on File
Prior Sale	Dec 22, 2009 · Amount on File
Deed Book / Page	2303 / 424
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	23 DAVIS RD, BINGHAMTON, NY 13901-5733
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 DAVIS RD, BINGHAMTON, NY 13901-5733

Mortgage

Document Number	004248/947
Date	Feb 9, 2026
Book Page	4248/947
Instrument	202600005145

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	23 DAVIS RD, BINGHAMTON, NY 13901-5733
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 DAVIS RD, BINGHAMTON, NY 13901-5733

Mortgage

Document Number	003982/419
Date	Nov 13, 2020
Book Page	3982/419
Instrument	202000023730

Lender

Name	HORIZONS FCU
Type	Credit Union
Address	BINGHAMTON, NY 13905

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 23 Davis Rd was $4,971 with a homeowner's exemption, up 1.6% from the year before.

Source: Broome County and Chenango Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Chenango Town
Unified School District	Chenango Forks Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,971.00 (+1.55%) Homeowner's exemption
2025	$4,895.00 (+4.84%) Homeowner's exemption	$90,100 Land $11,500 Building $78,600	$210,000 Land $26,804 Building $183,196
2024	$4,669.00
2023		$90,100 Land $11,500 Building $78,600	$177,362 Land $22,638 Building $154,724

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 23 Davis Rd; there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2006)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Davis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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