23 Cutting Ct, Richmond, CA 94804 Property Records

Contra Costa County property record for 23 Cutting Ct, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,717 sqft · built 1979
Lot Size	0.088 acres (3,825 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,118 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`513-185-025-6`

Property Details

APN / Parcel Number

Primary APN	`513-185-025-6`
Alternative APN	`513-185-025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,717 sqft Living Area
1st Floor Area	784 sqft
2nd Floor Area	933 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Lot Area	3,825 sqft (0.088 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	23 CUTTING CT
City	RICHMOND
State	CA
Zip	94804-4217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T05257 L0013 B
Legal Subdivision	SUBDIVISION 5257
Legal Tract	05257
Legal Lot Number	13
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	382000

Owner

Source: Contra Costa County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 CUTTING CT, RICHMOND, CA 94804-4217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Intrafamily Transfer, Transfer VAL-CHRIS INVESTMENTS INC
May 31, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Mar 6, 2019	Quit Claim Deed, Transfer Quitclaim
Mar 6, 2019	Quit Claim Deed, Transfer Quitclaim
Sep 4, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 17, 2024
Transfer Doc	0000107455
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 7, 2021
Property Address	23 CUTTING CT, RICHMOND, CA 94804-4217
Document Number	0000248768
Map Reference	MB 212 PG 32
Instrument Date	Aug 31, 2021
Instrument	2021-248768
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 CUTTING CT, RICHMOND, CA 94804-4217

Mortgage

Document Number	0000248769
Date	Sep 7, 2021
Instrument	2021-248769

Lender

Name	VAL-CHRIS INVESTMENTS INC
Type	Non-Lending Institution
Address	IRVINE, CA 92614

Agreement

Amount	Amount Recorded

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 31, 2019
Property Address	23 CUTTING CT, RICHMOND, CA 94804-4217
Document Number	0000080362
Map Reference	MB 212 PG 32
Instrument Date	May 22, 2019
Instrument	2019-080362
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	PRIORITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 CUTTING CT, RICHMOND, CA 94804-4217

Mortgage

Document Number	0000080363
Date	May 31, 2019
Instrument	2019-080363

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 6, 2019
Property Address	23 CUTTING CT, RICHMOND, CA 94804-4217
Document Number	0000030241
Instrument Date	Mar 2, 2019
Instrument	30241
Transaction Type	Transfer
Record Updated	Mar 15, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23 CUTTING CT RICHMOND CA 948044217, RICHMOND, CA 94804-4217

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 6, 2019
Property Address	23 CUTTING CT, RICHMOND, CA 94804-4217
Document Number	0000030242
Instrument Date	Mar 2, 2019
Instrument	30242
Transaction Type	Transfer
Record Updated	Mar 15, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 CUTTING CT RICHMOND CA 948044217, RICHMOND, CA 94804-4217

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 4, 2018
Property Address	23 CUTTING CT, RICHMOND, CA 94804-4217
Document Number	0000140866
Instrument Date	Aug 31, 2018
Instrument	140866
Transaction Type	Transfer
Record Updated	Sep 13, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	23 CUTTING CT RICHMOND CA 948044217, RICHMOND, CA 94804-4217

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$399,538 (+2%) Land $208,966 Building $190,572
2025	$7,118.00 (+3.38%)	$391,705 (+4.04%) Land $204,869 Building $186,836
2023	$6,885.00 (+0.31%)	$376,496 Land $196,914 Building $179,582
2022	$6,864.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 867 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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