Contra Costa County property record for 23 Cumberland Ln, Moraga, CA 94556
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,042 sqft · built 1968 |
| Lot Size | 0.96 acres (41,817 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $530,000 (Sep 2011) |
| Tax Bill | $9,213 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 255-481-015-6 |
| Primary APN | 255-481-015-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,042 sqft Living Area |
| 1st Floor Area | 1,286 sqft |
| Basement Area | 756 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1969 |
| Lot Area | 41,817 sqft (0.96 acres) |
| Garage Type | Attached |
| Garage Area | 498 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 23 CUMBERLAND LN |
|---|---|
| City | MORAGA |
| State | CA |
| Zip | 94556-1330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | TRACT 3289 LOT 56 EX MR |
| Legal Subdivision | SUBDIVISION 3289 |
| Legal Tract | 3289 |
| Legal Lot Number | 56 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 352201 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 23 CUMBERLAND LN, MORAGA, CA 94556-1330 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2011 · Amount on File |
| Deed Sale | Sep 22, 2011 · Amount on File |
| Deed Document Number | 2011195332 |
| Last Transfer Date | Aug 21, 2025 |
| Transfer Doc | 0000089587 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 23 CUMBERLAND LN, MORAGA, CA 94556-1330 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 23 CUMBERLAND LN, MORAGA, CA 94556-1330 |
| Document Number | 0000216032 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 2021-216032 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2051 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Moraga Town |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Moraga Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $679,011 (+2%) Land $532,451 Building $146,560 | |
| 2025 | $9,213.00 (+5.58%) | $665,698 (+4.04%) Land $522,011 Building $143,687 |
| 2023 | $8,726.00 (+1.5%) | $639,850 Land $501,742 Building $138,108 |
| 2022 | $8,597.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Unwired Fixed Wireless | 300 / 25 |
May also be available: AT&T, Etheric Networks, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures