Contra Costa County property record for 23 Cristine Ln, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,548 sqft · built 1964 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,969 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-201-012-8 |
| Primary APN | 035-201-012-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,548 sqft Living Area |
| 1st Floor Area | 1,548 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1969 |
| Lot Area | 19,994 sqft (0.459 acres) |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 23 CRISTINE LN |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-3555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RECORD OF SURVEY 47 LSM 15 PCL B |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 302007 |
23 Cristine Ln is owned and occupied by an individual who acquired it in April 2017.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 CRISTINE LN, OAKLEY, CA 94561-3555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DELTA SCHOOLS FCU |
| Jul 26, 2020 | Loan Modification, Mortgage · Conventional with PMI DELTA SCHOOLS FCU |
| Apr 28, 2017 | Intrafamily Transfer, Transfer · ARM DELTA SCHOOLS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 24, 2017 |
| Transfer Doc | 0000074537 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 23 CRISTINE LN, OAKLEY, CA 94561-3555 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 23 CRISTINE LN, OAKLEY, CA 94561-3555 |
| Document Number | 0000008584 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 2022-008584 |
| Name | DELTA SCHOOLS FCU |
|---|---|
| Type | Credit Union |
| Address | ANTIOCH, CA 94531 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 23 CRISTINE LN, OAKLEY, CA 94561-3555 |
| Document Number | 0000178181 |
| Instrument Date | Jul 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 23 CRISTINE LN OAKLEY CA 945613555, OAKLEY, CA 94561-3555 |
| Document Number | 0000178181 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 178181 |
| Name | DELTA SCHOOLS FCU |
|---|---|
| Type | Credit Union |
| Address | ANTIOCH, CA 94531 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Aug 20, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Apr 28, 2017 |
| Property Address | 23 CRISTINE LN, OAKLEY, CA 94561-3555 |
| Document Number | 0000074537 |
| Map Reference | MB47 PG15 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 2017-074537 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 CHRISTINE LN, OAKLEY, CA 94561-3504 |
| Document Number | 0000074538 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 2017-074538 |
| Name | DELTA SCHOOLS FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 1.5% |
| Max Rate At Change | 9.25% |
| Index | Prime Rate |
| Max Rate | 9.25% |
The 2025 property tax bill for 23 Cristine Ln was $1,969.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Elementary School District | Oakley Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $86,214 (+2%) Land $20,881 Building $65,333 | |
| 2025 | $1,969.00 | $84,524 Land $20,472 Building $64,052 |
| 2023 | $1,922.00 (+0.47%) | $81,244 Land $19,678 Building $61,566 |
| 2022 | $1,913.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 23 Cristine Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Cristine Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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