Brevard County property record for 23 Cove Rd, #23F, Melbourne Beach, FL 32951
| Property Type | Condominium |
|---|---|
| Details | 1,256 sqft · built 1978 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $405,000 (May 2025) |
| Tax Bill | $3,657 (2025) |
| Deeds & Mortgages | May 2025 Sale Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-38-33-GH-*-1.07 |
| Primary APN | 28-38-33-GH-*-1.07 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,256 sqft Living Area |
|---|
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Condo/Apartment |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 4,792 sqft (0.11 acres) |
| View / Lot | Highway |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 2851238 |
|---|---|
| Street Address | 23 COVE RD, 23-F |
| City | MELBOURNE BEACH |
| State | FL |
| Zip | 32951-3621 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | THE COVE AT SOUTH BEACHES CONDO PH I UNIT 23-F THE COVE AT SOUTH BEACHES CONDO PH I AS DESC IN ORB 1831 PG 889 AND ALL AMENDMENTS THERETO. |
| Legal Range | 38E |
| Legal Township | 28S |
| Legal Section | 33 |
| Legal Subdivision | ATLANTIC SHORES SUBD |
| Legal Phase | I |
| Legal Lot Number | 1 |
| Legal Unit | 23-F |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE SHORES-FLORIDANA BEACH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 66104 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23 COVE RD, 23-F, MELBOURNE BEACH, FL 32951-3621 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2025 | Warranty Deed, Transfer STATE TITLE PARTNERS LLP |
| Nov 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2025 · Amount on Record |
| Deed Sale | May 5, 2025 · Amount on Record |
| Prior Sale | Jun 4, 2014 · Amount on Record |
| Deed Document Number | 202589555 |
| Deed Book / Page | 10327 / 128 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | May 5, 2025 |
| Property Address | 23 COVE RD # 23F, 23F, MELBOURNE BEACH, FL 32951-3621 |
| Document Number | 0103270128 |
| Book / Page | 10327 / 128 |
| Map Reference | MB 1831 PG 889 |
| Instrument Date | May 2, 2025 |
| Instrument | 2025089555 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | STATE TITLE PARTNERS LLP |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,835.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 857 TURPIN AVE SE, ATLANTA, GA 30312-3842 |
| Name | Verified Name |
|---|---|
| Address | 23 COVE RD # 23F, 23F, MELBOURNE BEACH, FL 32951-3621 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 23 COVE RD # 23-F, 23-F, MELBOURNE BEACH, FL 32951-3621 |
| Document Number | 0080260966 |
| Book / Page | 008026 / 000966 |
| Instrument Date | Nov 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2017 |
| Title Company | ALLIANCE TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 COVE RD #23F MELBOURNE BEACH FL 329513621, 23F, MELBOURNE BEACH, FL 32951-3621 |
| Document Number | 0080260966 |
|---|---|
| Date | Nov 14, 2017 |
| Book Page | 008026/000966 |
| Instrument | 236167 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 13, 2032 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $295,240 (+14.31%) | $295,240 (+14.31%) | |
| 2025 | $3,657.00 (+16.99%) | $258,290 (+0.47%) Building $258,290 | $258,290 (-17.37%) Building $258,290 |
| 2023 | $3,126.00 (-18%) Homeowner's exemption | $257,080 (-11.05%) | $312,600 (+8.16%) Building $312,600 |
| 2022 | $3,812.00 | $289,010 Building $289,010 | $289,010 Building $289,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 196 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 229 units insured incl. 33 condo units |
| Nearby Flood Claims | 54 (1979–2022) |
| Claims Outside the SFHA | 24 of 54 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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