23 Court Dr, Joppa, MD 21085 Property Records

Harford County property record for 23 Court Dr, Joppa, MD 21085

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,440 sqft · built 1970
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Aug 2023)
Tax Bill	$2,354 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-145711`

Property Details

APN / Parcel Number

Primary APN	`01-145711`
Alternative APNs	`1145711` `145711`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,440 sqft Total Area
Utility Area	70 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	125 ft deep x 20 ft wide
Porch	Slab
Porch Area	60 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	145711
Street Address	23 COURT DR
City	JOPPA
State	MD
Zip	21085-4513
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 12 BLK 90 20X125 23 COURT DRIVE RUMSEY ISL PT 21/38
Legal Subdivision	JOPPATOWNE
Legal Block	90
Legal Lot Number	12
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	4
Census Block	4008
Census Tract	301401

Owner

23 Court Dr, a townhouse, is owned and occupied by an individual who bought it in August 2023.

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	23 COURT DR, JOPPA, MD 21085-4513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jul 10, 2023	Deed, Transfer · Stand-Alone First Mortgage CONSTRUCTION FINANCE COMPANY LLC
Apr 27, 2023	Deed, Transfer REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMT & ESCROW L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2023 · Amount on File
Deed Sale	Aug 30, 2023 · Amount on File
Prior Sale	Jul 10, 2023 · Amount on File
Deed Book / Page	16019 / 88
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 30, 2023
Property Address	23 COURT DR, JOPPA, MD 21085-4513
Document Number	0160190088
Book / Page	16019 / 88
Map Reference	MB GRG 21 FO 38
Instrument Date	Aug 28, 2023
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	INHOUSE TITLE COMPANY, IN HOUSE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	23 COURT DR, JOPPA, MD 21085-4513

Mortgage

Document Number	0160190094
Date	Aug 30, 2023
Instrument	16019-0094

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jul 10, 2023
Property Address	23 COURT DR, JOPPA, MD 21085-4513
Document Number	0159620480
Book / Page	15962 / 480
Map Reference	MB GRG 21 FO 38
Instrument Date	Jul 7, 2023
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	RE TITLE SERVICES LLC, REXTAR TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 COURT DR, JOPPA, MD 21085-4513

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0159620484
Date	Jul 10, 2023
Instrument	15962-0484

Lender

Name	CONSTRUCTION FINANCE COMPANY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 27, 2023
Property Address	23 COURT DR, JOPPA, MD 21085-4513
Document Number	0158890160
Book / Page	15889 / 160
Map Reference	MB 21 FO 38
Instrument Date	Apr 26, 2023
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMT & ESCROW L

Transaction

Amount	Amount on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 N CALVERT ST, BALTIMORE, MD 21202-3823

Tax Assessment & Valuation

The 2026 property tax bill for 23 Court Dr was $2,354, up 42.1% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,354.00 (+42.15%)	$216,067	$248,100 Land $46,000 Building $202,100
2025	$1,656.00
2023		$147,133 (+3.42%)	$152,000 (-) Land $46,000 Building $106,000
2022	$1,550.00 (-1.02%) Homeowner's exemption	$142,267	$152,000 Land $46,000 Building $106,000
2021	$1,566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Court Dr in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	24 (1978–2013)
Claims Outside the SFHA	10 of 24
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Court Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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