23 County Rd, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 23 County Rd, Oak Bluffs, MA 02557

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1968
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,000 (Apr 2000)
Tax Bill	$3,817 (2025)
Deeds & Mortgages	Apr 2022 Refinance Mar 2017 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`OAKB M:0007 B:0011 L:000`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0007 B:0011 L:000`
Alternative APN	`687`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
Gross Area	1,138 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,900 sqft (0.227 acres)

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Gas

Location & Zoning

Account Number	687
Street Address	23 COUNTY RD
City	OAK BLUFFS
State	MA
Zip	02557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	11
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	1
Census Block	1021
Census Tract	200200

Owner

Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 CITY PT, 46A, BROOKLYN, NY 11201-7379
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MARTHA VINEYARD SAVING BANK
Mar 29, 2017	Deed of Trust, Mortgage · Line of Credit MARTHA VINEYARD SB
Mar 29, 2017	Deed of Trust, Mortgage MARTHA VINEYARD SB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2000 · Amount on Record
Deed Sale	Apr 7, 2000 · Amount on Record
Deed Book / Page	794 / 304
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	23 COUNTY RD, OAK BLUFFS, MA 02557
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001620-491
Date	Apr 5, 2022
Book Page	1620/491
Instrument	2199

Lender

Name	MARTHA VINEYARD SAVING BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	23 COUNTY RD, OAK BLUFFS, MA 02557
Document Number	1435-86
Instrument Date	Mar 29, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1435-86
Date	Mar 29, 2017
Book Page	001435/000086
Instrument	2199

Lender

Name	MARTHA VINEYARD SB
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 28, 2042

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	23 COUNTY RD, OAK BLUFFS, MA 02557
Document Number	1435-57
Instrument Date	Mar 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1435-57
Date	Mar 29, 2017
Book Page	001435/000057
Instrument	2192

Lender

Name	MARTHA VINEYARD SB
Type	Federal Savings Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.13%

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,817.00 (+0.63%)	$755,800 (+4.21%) Land $533,200 Building $222,600	$885,049
2024	$3,793.00 (+2.65%)	$725,300 (+3.64%) Land $484,600 Building $240,700
2023	$3,695.00	$699,800 Land $470,800 Building $229,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	18 (1991–2018)
Most Recent Claim	Mar 2018 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims Coastal Storm, Oct 1991 · 4 claims Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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