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23 Cottage St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 23 Cottage St, Woonsocket, RI 02895 · Last verified June 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1904
Square Footage1,581 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$320,000 (2022)
Tax Bill$4,280.00 (2025)

Property Details

APN / Parcel Number

Primary APNWOON M:23H L:34 U:9
Alternative APN
  • 10374

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Units2 Units
Building Area1,581 sqft Living Area
Gross Area3,323 sqft Gross Area
1st Floor801 sqft 1st Floor
Basement Area780 sqft Basement
Unfinished Basement780 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,405 sqft (0.17 acres)
Deck AreaDeck Area

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number10374
Street Address23 COTTAGE ST
CityWOONSOCKET
StateRI
Zip02895-5301
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Lot Number34
JurisdictionWOONSOCKET RI
Minor Civil DivisionWOONSOCKET
Census Blockgroup2
Census Block2001
Census Tract17800

Owner

Source: Woonsocket City records · APN WOON M:23H L:34 U:9

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address23 COTTAGE ST, WOONSOCKET, RI 02895-5301
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PRINCETON MORTGAGE CORPORATION
Sep 27, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
RHODE ISLAND HSNG & MTG FIN
Sep 27, 2019Warranty Deed, Transfer · Second Mortgage to Cover Down Payment
RHODE ISLAND HOUSING & MTG FIN CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 01, 2022 · Amount on Record
Deed SaleJun 01, 2022 · Amount on Record
Prior SaleSep 27, 2019 · Amount on Record
Deed Doc Number2022222296
Deed Book / Page2736 / 324
Record RefreshedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateJun 01, 2022
Property Address23 COTTAGE ST, WOONSOCKET, RI 02895-5301
Document Number002736-324
Book / Page2736 / 324
Instrument DateMay 31, 2022
Instrument222296
Transaction TypeTransfer
Record UpdatedSep 06, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address23 COTTAGE ST, WOONSOCKET, RI 02895-5301

Mortgage

Document Number0000222297
DateJun 01, 2022
Instrument222297
Lender
NamePRINCETON MORTGAGE CORPORATION
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address23 COTTAGE ST, WOONSOCKET, RI 02895-5301
Document Number2471-297
Instrument DateSep 27, 2019
Transaction TypeMortgage
Record UpdatedOct 17, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 COTTAGE ST WOONSOCKET RI 028955301, WOONSOCKET, RI 02895-5301

Mortgage

Document Number2471-297
DateSep 27, 2019
Book Page002471/000297
Instrument203380
Lender
NameRHODE ISLAND HSNG & MTG FIN
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 26, 2049

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateSep 27, 2019
Property Address23 COTTAGE ST, WOONSOCKET, RI 02895-5301
Document Number002471-294
Book / Page2471 / 294
Instrument DateSep 27, 2019
Instrument203379
Transaction TypeTransfer
Record UpdatedSep 06, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 COTTAGE ST, WOONSOCKET, RI 02895-5301

Mortgage

Document Number0000203381
DateSep 27, 2019
Instrument203381
Lender
NameRHODE ISLAND HOUSING & MTG FIN CORP
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded

Mortgage

Document Number002471-297
DateSep 27, 2019
Book Page2471/297
Instrument203380
Lender
NameRHODE ISLAND HOUSING & MTG FIN CORP
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWoonsocket City
Unified School DistrictWoonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,280.00 (+22.18%)$381,100 (+52.08%) Land $105,800 Building $275,300
2023$3,503.00$250,600 (-) Land $93,800 Building $156,800
2022$3,503.00$250,600 Land $93,800 Building $156,800

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