23 Cottage St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 23 Cottage St, Natick, MA 01760 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2019
Square Footage1,803 sqft Living Area
Lot Size4,870 sqft (0.112 acres)
OccupancyOwner Occupied
Last Sale$705,500 (2019)
Tax Bill$10,537.00 (2025)

Property Details

APN / Parcel Number

Primary APN52-00000061
Alternative APN
  • NATI M:00000052 P:00000061

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,803 sqft Living Area
1st Floor780 sqft 1st Floor
Basement Area815 sqft Basement
Unfinished Basement815 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 2019
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area4,870 sqft (0.112 acres)
Pool TypeIn-Ground Pool Pool Type

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number52-00000061
Street Address23 COTTAGE ST
CityNATICK
StateMA
Zip01760-5834
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
JurisdictionNATICK MA
Minor Civil DivisionNATICK
Census Blockgroup1
Census Block1019
Census Tract382400

Owner

Source: Middlesex County and Natick Town records · APN 52-00000061

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address23 COTTAGE ST, NATICK, MA 01760-5834
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Jan 26, 2023Quit Claim Deed, Transfer
Quitclaim Document
Jun 02, 2022Deed of Trust, Mortgage · Line of Credit
FIDELITY COOPERATIVE BANK
Nov 30, 2021Deed of Trust, Mortgage · Stand Alone Refinance
GUARANTEED RATE INC
Apr 21, 2021Deed of Trust, Mortgage · Stand Alone Refinance
GUARANTEED RATE INC
Jun 10, 2019Quit Claim Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 10, 2019 · Amount on Record
Deed SaleJun 10, 2019 · Amount on Record
Prior SaleSep 19, 2018 · Amount on Record
Deed Doc Number201978053
Deed Book / Page72735 / 39
Last Transfer DateJan 05, 2023
Transfer Doc081196-191
Record RefreshedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address23 COTTAGE ST, NATICK, MA 01760-5834
Transaction TypeMortgage
Record UpdatedDec 03, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0084856-78
DateNov 10, 2025
Book Page84856/78
Instrument137286
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueDec 01, 2050
Interest
Rate TypeAdjustable Rate

January 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateJan 26, 2023
Property Address23 COTTAGE ST, NATICK, MA 01760-5834
Document Number081196-191
Book / Page81196 / 191
Instrument DateJan 05, 2023
Instrument9211
Transaction TypeTransfer
Record UpdatedFeb 10, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 COTTAGE ST, NATICK, MA 01760-5834

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address23 COTTAGE ST, NATICK, MA 01760-5834
Transaction TypeMortgage
Record UpdatedJun 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number080220-395
DateJun 02, 2022
Book Page80220/395
Instrument83232
Lender
NameFIDELITY COOPERATIVE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJul 01, 2042
Interest
Rate TypeAdjustable Rate

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address23 COTTAGE ST, NATICK, MA 01760-5834
Transaction TypeMortgage
Record UpdatedDec 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number079248-159
DateNov 30, 2021
Book Page79248/159
Instrument259037
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address23 COTTAGE ST, NATICK, MA 01760-5834
Transaction TypeMortgage
Record UpdatedMay 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number77574-55
DateApr 21, 2021
Book Page77574/55
Instrument90307
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateJun 10, 2019
Property Address23 COTTAGE ST, NATICK, MA 01760-5834
Document Number72735-39
Book / Page072735 / 000039
Instrument DateJun 06, 2019
Instrument78053
Transaction TypeTransfer
Record UpdatedJun 25, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,217.08
Amount AccuracyConfirmed
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address23 COTTAGE ST NATICK MA 017605834, NATICK, MA 01760-5834

Mortgage

Document Number72735-41
DateJun 10, 2019
Book Page072735/000041
Instrument78054
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 09, 2049

Tax Assessment & Valuation

Source: Middlesex County and Natick Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,537.00 (+3.87%)$881,000 (+6.48%) Land $392,300 Building $488,700$883,500
2024$10,144.00 (+3.55%)$827,400 (+6.76%) Land $370,500 Building $456,900
2023$9,796.00$775,000 Land $348,700 Building $426,300

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