23 Cossatot Cir, Cabot, AR 72023 Property Records

Lonoke County property record for 23 Cossatot Cir, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,864 sqft · built 2006
Owner	2 Individual Names on File
Last Sale	$270,000 (Dec 2019)
Tax Bill	$2,986 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`721-96040-000`

Property Details

APN / Parcel Number

Primary APN	`721-96040-000`
Alternative APN	`27596`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,864 sqft Living Area
Gross Area	2,736 sqft
1st Floor Area	2,864 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2006
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Garage Type	Attached
Garage Area	566 sqft
Driveway	Driveway
Driveway Area	1,700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	360 sqft
Patio Area	580 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	23 COSSATOT CIR
City	CABOT
State	AR
Zip	72023-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:40 CITY/MUNI/TWP:CABOT SUBD:THE PARK ON MT SPRINGS SEC/TWN/RNG/MER:SEC 11 TWN 04N RNG 10
Legal Range	10
Legal Township	04N
Legal Section	11
Legal Subdivision	THE PARK ON MT SPRINGS
Legal Lot Number	40
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	2
Census Block	2005
Census Tract	20201

Owner

23 Cossatot Cir is owned and occupied by two individuals who bought it in December 2019.

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 COSSATOT CIR, CABOT, AR 72023-9706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · VA Mortgage ARVEST BANK
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Oct 30, 2017	Deed of Trust, Mortgage · Line of Credit SIMMONS BANK
Dec 23, 2019	Warranty Deed, Transfer · Conventional with PMI ARVEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2019 · Amount on File
Deed Sale	Dec 23, 2019 · Amount on File
Prior Sale	Mar 11, 2016 · Amount on File
Deed Document Number	202019-12912
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	23 COSSATOT CIR, CABOT, AR 72023-9706
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001568
Date	Feb 4, 2021
Book Page	2021/1568
Instrument	2021-01568

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	23 COSSATOT CIR, CABOT, AR 72023-9706
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 COSSATOT CIR, CABOT, AR 72023-9706
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010559
Date	Sep 6, 2022
Book Page	2022/10559
Instrument	2022-10559

Lender

Name	ARVEST BANK
Type	Bank
Address	SHERWOOD, AR 72120

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Aug 20, 2047

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	23 COSSATOT CIR, CABOT, AR 72023-9706
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010701
Date	Oct 30, 2017
Book Page	2017/10701

Lender

Name	SIMMONS BANK
Type	Bank
Address	CABOT, AR 72023

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Sep 29, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Dec 23, 2019
Property Address	23 COSSATOT CIR, CABOT, AR 72023-9706
Document Number	0000012912
Instrument Date	Dec 19, 2019
Instrument	12912
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	WACO TITLE COMPANY CABOT, WACO TITLE CO CABOT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$891.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 COSSATOT CIR CABOT AR 720239706, CABOT, AR 72023-9706

Mortgage

Document Number	12913
Date	Dec 23, 2019
Instrument	12913

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,680 Land $6,400 Building $52,280
2024	$2,986.00 (+16.6%)
2023	$2,561.00 Homeowner's exemption	$58,680 Land $6,400 Building $52,280	$293,400 Land $32,000 Building $261,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23 Cossatot Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Cossatot Cir is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 65% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Also Mapped Here	LONOKE WHITE PUBLIC WATER AUTHORITY
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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