23 Commons Dr, Palos Park, IL 60464 Property Records

Cook County property record for 23 Commons Dr, Palos Park, IL 60464

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,927 sqft · built 1990
Lot Size	0.059 acres (2,567 sqft)
Owner	Individual Name on File
Last Sale	$236,500 (Sep 2017)
Deeds & Mortgages	May 2026 Line of Credit Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-26-201-092`

Property Details

APN / Parcel Number

Primary APN	`23-26-201-092`
Alternative APN	`23-26-201-092-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,927 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,567 sqft (0.059 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	23 COMMONS DR
City	PALOS PARK
State	IL
Zip	60464-1297
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	THE (COMMONS) OF (PALOS) LOT 141
Legal Range	12E
Legal Township	37N
Legal Section	26
Legal Subdivision	COMMONS/PALOS PARK PH 02
Legal Block	E
Legal Lot Number	E
Jurisdiction	COOK IL
Township / Civil Division	PALOS
Census Block Group	1
Census Block	1017
Census Tract	823903

Owner

23 Commons Dr, a townhouse, is owned and occupied by an individual who acquired it in January 2018.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	23 COMMONS DR, PALOS PARK, IL 60464-1297
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 20, 2017	Warranty Deed, Transfer · VA Mortgage COMPASS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2017 · Amount on File
Deed Sale	Sep 20, 2017 · Amount on File
Prior Sale	Sep 10, 2004 · Amount on File
Deed Document Number	201749077
Last Transfer Date	Jan 12, 2018
Transfer Doc	0000008111
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	May 14, 2026
Property Address	23 COMMONS DR, PALOS PARK, IL 60464-1297
Document Number	0000031220
Instrument Date	May 7, 2026
Instrument	202631220
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 COMMONS DR, PALOS PARK, IL 60464-1297

Mortgage

Document Number	0000031220,
Date	May 14, 2026
Instrument	202631220

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	23 COMMONS DR, PALOS PARK, IL 60464-1297
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 COMMONS DR, PALOS PARK, IL 60464-1297

Mortgage

Document Number	0001520107
Date	Jan 15, 2026
Instrument	2601520107

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jan 17, 2018
Property Address	23 COMMONS DR, PALOS PARK, IL 60464-1297
Document Number	1801708111
Instrument Date	Jan 12, 2018
Instrument	1708111
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23 COMMONS DR PALOS PARK IL 604641297, PALOS PARK, IL 60464-1297

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 20, 2017
Property Address	23 COMMONS DR, PALOS PARK, IL 60464-1297
Document Number	1726349077
Instrument Date	Sep 9, 2017
Instrument	26349077
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2916 BRIGHTON CT WESTCHESTER IL 601545628, WESTCHESTER, IL 60154-5628

Mortgage

Document Number	1726349078
Date	Sep 20, 2017
Instrument	26349078

Lender

Name	COMPASS MTG
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 19, 2032

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palos Township
Municipality	Palos Park Village
Secondary School District	Consolidated High School District 230 (09 - 12)
Elementary School District	Palos Community Consolidated School District 118 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,000 Land $963 Building $30,037	$310,000 Land $9,630 Building $300,370
2022	Homeowner's exemption Senior Citizen's exemption	$25,898 Land $3,016 Building $22,882	$258,980 Land $30,160 Building $228,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23 Commons Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Commons Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH PALOS TWSP SANITARY DIST serves 2,800 people · EPA ID IL0310140
Water Source	Purchased surface water from PALOS HEIGHTS
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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