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23 Cobblestone Ln, Westerly, RI 02891 Property Records

Westerly Town property record for 23 Cobblestone Ln, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1952
Square Footage934 sqft Living Area
Lot Size10,792 sqft (0.248 acres)
OccupancyOwner Occupied
Last Sale$240,000 (2020)
Tax Bill$2,534.00 (2025)

Property Details

APN / Parcel Number

Primary APNWEST M:86 B:74
Alternative APNs
  • M:086 B:74 L
  • 1036704

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area934 sqft Living Area
Gross Area1,892 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,792 sqft (0.248 acres)

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number1036704
Street Address23 COBBLESTONE LN
CityWESTERLY
StateRI
Zip02891-2830
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block74
JurisdictionWESTERLY RI
Minor Civil DivisionWESTERLY
Census Blockgroup1
Census Block1027
Census Tract50802

Owner

Source: Westerly Town records · APN WEST M:86 B:74

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address23 COBBLESTONE LN, WESTERLY, RI 02891-2830
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 03, 2024Deed of Trust, Mortgage · Stand Alone Refinance
BERKSHIRE BANK
Jul 10, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
RHODE ISLAND HSNG & MTG FIN
Feb 10, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Oct 24, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 10, 2020 · Amount on Record
Deed SaleJul 10, 2020 · Amount on Record
Deed Doc Number20203083
Deed Book / Page2020 / 13369
Prior Transfer DateFeb 10, 2020
Prior Transfer Doc2020-2208
Record RefreshedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address23 COBBLESTONE LN, WESTERLY, RI 02891-2830
Transaction TypeMortgage
Record UpdatedJan 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002024-44
DateJan 03, 2024
Book Page2024/44
Instrument2024-9
Lender
NameBERKSHIRE BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term289 Months
DueFeb 01, 2048

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateJul 10, 2020
Property Address23 COBBLESTONE LN, WESTERLY, RI 02891-2830
Document Number2020-3369
Book / Page002020 / 013369
Instrument DateJul 09, 2020
Instrument3083
Transaction TypeTransfer
Record UpdatedJun 28, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 COBBLESTONE LN WESTERLY RI 028912830, WESTERLY, RI 02891-2830

Mortgage

Document Number2020-3371
DateJul 10, 2020
Book Page002020/013371
Instrument3084
Lender
NameRHODE ISLAND HSNG & MTG FIN
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 09, 2050

Mortgage

Document Number2020-3616,
DateJul 10, 2020
Book Page002020/013616
Instrument3139
Lender
NameRHODE ISLAND HSNG & MTG FIN
TypeMortgage Company
Agreement
AmountAmount Recorded

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateFeb 10, 2020
Property Address23 COBBLESTONE LN, WESTERLY, RI 02891-2830
Document Number2020-2208
Book / Page002020 / 002208
Instrument DateFeb 10, 2020
Instrument539
Transaction TypeTransfer
Record UpdatedFeb 25, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 COBBLESTONE LN WESTERLY RI 028912830, WESTERLY, RI 02891-2830

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateOct 24, 2019
Property Address23 COBBLESTONE LN, WESTERLY, RI 02891-2830
Document Number2019-7937
Book / Page002019 / 017937
Instrument DateOct 24, 2019
Instrument4578
Transaction TypeTransfer
Record UpdatedNov 12, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 COBBLESTONE LN WESTERLY RI 028912830, WESTERLY, RI 02891-2830

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,534.00 (+2.59%)$325,700 (+33.98%) Land $160,000 Building $165,700
2023$2,470.00 (+0.61%)$243,100 (-) Land $114,700 Building $128,400
2022$2,455.00$243,100 Land $114,700 Building $128,400

Flood & Wildfire

23 Cobblestone Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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