23 Coach Line Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 23 Coach Line Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,504 sqft · built 1992
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Nov 2024)
Tax Bill	$4,470 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A922000699`

Property Details

APN / Parcel Number

Primary APN	`A922000699`
Alternative APN	`2-0068-6804-00-012A.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,504 sqft Living Area
Gross Area	4,136 sqft
1st Floor Area	1,272 sqft
Basement Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	Deck Area
Patio Area	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A922000699
Street Address	23 COACH LINE DR
City	O FALLON
State	MO
Zip	63368-8103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN CHIMNEYS PH2 VLG A COACH LINE LOT 12A
Legal Subdivision	TWIN CHIMNEYS PH2 VLG A COACH LINE
Legal Lot Number	12A
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2005
Census Tract	311154

Owner

23 Coach Line Dr is owned and occupied by two individuals who bought it in November 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 COACH LINE DR, O FALLON, MO 63368-8103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP
Jul 25, 2023	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
May 4, 2021	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2024 · Amount on File
Deed Sale	Nov 27, 2024 · Amount on File
Prior Sale	May 4, 2021 · Amount on File
Deed Document Number	202449893
Prior Transfer Date	Jul 22, 2016
Prior Transfer Doc	0065890588
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	23 COACH LINE DR, O FALLON, MO 63368-8103
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 COACH LINE DR, O FALLON, MO 63368-8103

Mortgage

Document Number	0000048100
Date	Oct 28, 2025
Instrument	2025R-048100

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	23 COACH LINE DR, O FALLON, MO 63368-8103
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 COACH LINE DR, O FALLON, MO 63368-8103

Mortgage

Document Number	0000029418
Date	Jul 25, 2023
Instrument	2023R-029418

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 4, 2021
Property Address	23 COACH LINE DR, O FALLON, MO 63368-8103
Document Number	2021R039320
Map Reference	MB 30 PG 355&356
Instrument Date	Apr 29, 2021
Instrument	2021R-039320
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 STONE BEND TRL, 604, WENTZVILLE, MO 63385-3189

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23 COACH LINE DR, O FALLON, MO 63368-8103

Mortgage

Document Number	2021R039321
Date	May 4, 2021
Instrument	2021R-039321

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 23 Coach Line Dr was $4,470, down 0.5% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,658 (-)	$366,623 (-) Land $58,500 Building $308,123
2025	$4,470.00 (-0.49%)	$69,658	$366,623 Land $58,500 Building $308,123
2024	$4,492.00
2023		$68,002
2022			$357,904 Land $40,500 Building $317,404

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23 Coach Line Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 23 Coach Line Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Gateway Fiber, Verizon.

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