23 Cloverdale Ln, Saco, ME 04072 Property Records

York County and Saco City property record for 23 Cloverdale Ln, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,020 sqft · built 1999
Lot Size1.88 acres (81,893 sqft)
Owner2 Individual Names on File
Last Sale$279,000 (Jun 2010)
Tax Bill$8,500 (2025)
Deeds & MortgagesMar 2021 Refinance
Flood ZoneZone X (minimal risk)
APNP2312R

Property Details

APN / Parcel Number

Primary APNP2312R
Alternative APNs
  • SACO M:096 L:019 U:000-000
  • M:096 L:019 U:000=000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area3,020 sqft Living Area
Gross Area5,334 sqft
1st Floor Area1,200 sqft
Basement Area816 sqft
Unfinished Basement816 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area81,893 sqft (1.88 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberP2312R
Street Address23 CLOVERDALE LN
CitySACO
StateME
Zip04072-9716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal Lot Number19
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group3
Census Block3001
Census Tract5100

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address23 CLOVERDALE LN, SACO, ME 04072-9716
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2010 · Amount on File
Deed SaleJun 28, 2010 · Amount on File
Prior SaleOct 2, 2006 · Amount on File
Deed Book / Page15887 / 317
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address23 CLOVERDALE LN, SACO, ME 04072-9716
Transaction TypeMortgage
Record UpdatedFeb 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0186080540
DateMar 30, 2021
Book Page18608/540
Instrument2021018036
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,500.00 (-0.47%)$598,600 (-1.51%) Land $147,400 Building $451,200
2024$8,540.00 (+5.67%)$607,800 (+37.85%) Land $147,400 Building $460,400$621,015
2022$8,082.00$440,900 Land $112,300 Building $328,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1987)
Most Recent ClaimApr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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